There are three difficulties in life, it is difficult to have a child, it is difficult to have wealth, and it is even more difficult to support an old man. This sentence expresses the embarrassing situation faced by many elderly people - it is difficult to provide for the elderly. The improvement of the pension system directly affects the quality of life of many elderly people, and the current situation of the huge pension gap between enterprise retirement and retirement, so that the shadow of "poor life in old age" hangs over the heads of countless elderly people.
A and B have worked for 30 years, B is an employee of a public institution, and A works in a private enterprise. After retirement, A's monthly pension is only 3,000 yuan, while B's is as high as 6,000 yuan, a gap of more than double.
The huge gap made A extremely frustrated, and he felt that his life in his old age was insecure. A often thinks, "Am I working for decades for nothing?"In the end, he was abandoned by societyThis strong sense of unfairness filled him with disappointment in this society.
Based on social fairness and justice, as early as 2014, the enterprise retirement and the retirement have realized the integration of the pension system. However, it is difficult to achieve unified standards in actual implementation, and there are still gaps, which has led to today's situation of lack of success. So how exactly does the gap come about?The solution is againLet's use our brains and try to find out.
1. What are the reasons for the gap?As ordinary workers, enterprise retirement and personal retirement should be treated equally. The main reasons for this are as follows:
1.The payment base is different. In contrast, public institutions, as state organs, have higher wages and naturally pay more pension insurance premiums for employees. Over time, the base gap has widened.
2.The impact of restructuring reform. Some enterprises and institutions have joined the ranks of public institutions through restructuring. This category of personnel is regarded as having a long period of contribution and can receive higher subsidies, which continues to widen the gap.
3.The focus of the merger has not been realized. Although it has nominally been "merged", in fact it is still a process of transition. There is no clear answer to how to promote the transition and how to achieve true unification.
To sum up, the reasons for the gap are obvious. So how do we close this gap so that the elderly can truly enjoy a fair and shared retirement?
2. Exploring strategies to narrow the gap Governing the country is like a good medicine, and only on the basis of a clear condition can we get the right amount of money. The current gap is inseparable from the base payment, the impact of restructuring, and the renewal of ideas. Correspondingly, we should focus on planning from the following angles, and strive to narrow the pension gap between enterprise retirement and retirement.
1.Actively guide the base payment. The state can introduce policies to encourage enterprises to pay more pensions, and at the same time standardize the payment grade and wage linkage, so that the gap can be improved through the base perspective;
2.Reform of fair subsidy treatment. For some personnel who have joined public institutions due to reform, their retirement benefits do not match their own contributions. This part of the pension needs to be adjusted in a timely manner, with the basic pension as the mainstay, and the reform premium should be controlled
3.Implement the key work of merging tracks. In the process of nominal merger, it is necessary for relevant departments to promote the reform of system construction and operation mechanism, improve the regulatory system, and ensure the fairness of the implementation process of merger.
I believe that under the impetus of these measures, we will soon see the hope that the pension system tends to be perfect and unified. At that time, A and B will share the joy of family and usher in the harvest of life together.
Fairness and justice are the cornerstone of this society and the driving force for the system to be promoted. The current pension system still needs to be constantly revised and reformed. But as long as we are based on the fundamentals and have a clear direction, I believe that we will eventually be able to achieve the desired goal - to make everyone feel warm in their hearts!