The recent data on the property market is still not optimistic, and at the just-concluded 2023-2024 China Economic Annual Conference, Dong Jianguo, Vice Minister of Housing and Urban-Rural Development, talked about a lot of topics about real estate. Among them, the treatment of some financial problems of real estate enterprises has attracted everyone's attention.
Dong Jianguo said that for a period of time, the society has called the debt default of some real estate companies "thunder" and "capital chain break", and its terminology is inaccurate. The default of the company's debt does not mean that the project company stops operating, and the development and operation of the project continues.
This is also telling the current **, be cautious in the use of words, do not have some real estate companies only temporarily encounter financial problems, just say that people are thundering, which is a bad phenomenon for the long-term development of the industry. At the same time, this is also a wrong perception, which will lead to a crisis of social trust in enterprises, which will impact market sales and aggravate the difficulties of enterprises.
The recent performance of the property market has been worrying, housing prices continue to be **, developers have launched **houses**, but the effect of market decentralization is not ideal, and the data in November proves this.
According to the data of the China Index, in November 2023, the average price of second-hand residential buildings in Baicheng was **056%, a decline of 011 percentage points, cumulative from January to November**300%；In November, the average price of second-hand housing in the top ten cities continued to increase year-on-year, with a month-on-month decline of 055%, an increase of 018 percentage points, a year-on-year decrease of 209%, an increase of 029 percentage points, cumulative from January to November**192%。
However, with the implementation of the second and third child policies, the demand for housing still exists, and with the birth of children, the demand for changing houses may gradually increase.
This is in line with the view of Sun Hongbin, founder of Sunac Group, who once said that the demand for housing in first- and second-tier cities will still exist in the future, and the demand for improved housing will become the mainstream of the market.
Some regions have even begun to encourage families with more than two children to buy a second home and enjoy the preferential policy of the first home, aiming to stimulate people's desire to buy a house. While there are relatively few families that meet this criterion, this policy still exists.
When choosing to buy a house, large apartments have become the mainstream trend, and at least three bedrooms are required. The first floor should preferably have a yard, or the top floor can be sent to the attic. The courtyard on the ground floor allows children to play outside, while the attic offers additional room while reducing the risk of rain leaks on the top floor.
For the two options of the first floor with a yard and the top floor with an attic, people with experience give advice.
First of all, the advantages and disadvantages of a courtyard on the first floor are as follows:
Advantages: A sun room can be built in the later stage to prevent high-altitude throwing.
You can grow grapes and other fruits and vegetables and pets, and your life will be more colorful.
It is suitable for the elderly to live in, and it is more convenient to go out.
Disadvantages: Poor privacy, easy to be affected by pedestrians passing by.
The greenery of high-rise residential buildings may block daylight.
Secondly, the case of the top floor with an attic.
Problem: Risk of water leakage.
Poor thermal insulation, hotter in summer and colder in winter.
There can be trouble when it comes to water and when the elevator is not available.
Advantage: The loft improves privacy and is not disturbed by the occupants above.
Good view and lighting.
The top floor as a whole** is relatively cheap.
Therefore, considering the above factors, if you prefer a wide view and undisturbed life, you can consider choosing the top floor with an atticIf there are elderly people in the family, then the first floor with a courtyard may be more suitable.
In addition, the author would like to remind you that for the first floor to send the garden, the buyer must check the relevant documents to ensure that the garden is property rights, at least to ensure that it is not the common land of the community, otherwise once there are neighbors in the later stage, then the garden will become the common garden of the community, I hope that everyone in the purchase decision, weigh the pros and cons, and choose a housing type that is more in line with personal needs and preferences.