Debts incurred after divorce are not considered joint debts.
Joint debts refer to debts incurred by both spouses or one of the spouses for the needs of living together during the existence of the marital relationship, including the following:
1. Debts incurred by the joint signature of both husband and wife or the subsequent recognition of one of the husband and wife;
2. Debts incurred by one of the spouses in his or her own name for the daily needs of the family during the existence of the marital relationship.
Debts owed after divorce refer to the debts owed by the husband and wife after the dissolution of the marriage relationship, and do not fall under the category of joint debts of the husband and wife. Therefore, debts owed after divorce should be paid off by the individual.
However, there is an exception, which is "fake divorce to avoid joint debts". In real life, some couples choose a fake divorce in order to escape family debts, and then one of the husband and wife borrows, but the loan is used for family life, that is, one person borrows and two people spend. When the creditor comes to the door, the other party refuses to repay the loan on the grounds that he has already divorced.
If it can be proved that the divorce was a sham divorce for the purpose of escaping debts, the court may order the divorced husband and wife to share the debts.
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