How to withdraw money if the bank deposit receipt is lost
In daily life, there are times when bank deposit receipts are lost due to various reasons. At this point, withdrawals become a problem. The following is an introduction to how to handle the withdrawal method and precautions after the loss of the bank deposit certificate.
1. Report the loss immediately.
Once you find that the deposit receipt is lost, you should immediately go to the depository bank to report the loss. When reporting loss, you need to provide the relevant information of the deposit receipt, such as account name, account number, deposit date, amount, etc., as well as proof of identity and loss report application. The bank will suspend the payment of the certificate of deposit after verifying the information.
2. Replacement of certificates of deposit.
After the loss report is completed, you need to go to the bank counter to apply for a replacement deposit receipt. When reapplying, you need to fill in the application form for the replacement of the deposit certificate, and provide proof of identity and an application form for reporting loss. The bank will re-issue a certificate of deposit for you based on your information.
3. Withdrawals. After the replacement of the certificate of deposit, you can withdraw the money normally. When withdrawing money, you need to bring your identity certificate, the reissued deposit certificate and the withdrawal password (if you have set it) to the bank counter. The bank will verify your identity information and certificate of deposit information, and you can proceed with the withdrawal procedure after verification.
It should be noted that during the loss reporting period, the money on the certificate of deposit will not be able to be withdrawn temporarily, but interest will be calculated. If you are still unable to find the original certificate of deposit after the certificate of deposit has been replaced, you can apply to the bank for the cancellation of the certificate of deposit. At the same time, in order to prevent the loss of deposit receipts, it is recommended that you keep them separate from other important documents and check the storage location regularly.
The above are the methods and precautions on how to handle the withdrawal after the loss of the bank deposit receipt. If you encounter problems during the operation, you can always consult the bank, and the bank will provide you with detailed guidance and assistance.
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