Xiao Li, who has worked hard in Beijing for ten years, has experienced the prosperity and hustle and bustle of the city, and also felt the relentless pressure of urban life. Born in 1983 in a small town in Northeast China, Xiao Li was originally just an ordinary engineering college student, but he has an unyielding determination and the courage to take risks. Working as a project manager at a state-owned enterprise in Beijing, he is full of enthusiasm and expectations for the development of the countryside.
During the Spring Festival of 2022, Xiao Li returned to his hometown, a small town in Heilongjiang. The town's economy seems to have stagnated because of the brain drain and sluggish agricultural development. Every time he chatted with his parents and fellow villagers about the prospects of his hometown, his heart was full of a sense of responsibility.
After the Spring Festival that year, Xiao Li decided to quit his job in Beijing and return to his hometown to start a business, planning to build a comprehensive development project with modern agriculture as the core and rural tourism. He wants to use the experience and resources he has accumulated in the city to bring advanced agricultural technology back to his hometown, so that the villagers can embark on the road of scientific planting, increase the added value of agricultural products, and at the same time attract urban people to come for leisure and recreation, opening a new chapter in rural revitalization.
Initial capital is the biggest problem, the banks in my hometown are not large, credit resources are relatively scarce, the threshold for applying for loans is high, and the process is cumbersome. Due to the local bank's credit policy, Xiao Li's initial loan application was rejected. However, opportunities are always reserved for those who are prepared.
Through extensive research and dialogue, Xiao Li found a breakthrough when he decided to seek policy support and set his sights on technology-based agricultural microcredit and loans for rural revitalization projects encouraged by the state. He began to develop a detailed business plan, prepared a mountain of data and market analysis reports, and after many conversations with local banks and agricultural development departments, Xiao Li gradually gained their trust.
However, there are still some deficiencies in start-up capital, and in this process, Xiao Li has not given up contact with financial institutions. Finally, under the introduction of his hometown friend, he submitted a loan application through the credit Feixiao micro green channel, detailing the feasibility and long-term economic benefits of his project, especially the smart greenhouse and leisure agriculture part he proposed, which is not only in line with the country's policy of encouraging innovation and promoting green development, but also creates local employment opportunities and promotes regional economic development.
After a strict approval process and evaluation, Xiao Li received a payment of 100,000 yuan in more than a week, which is undoubtedly a relief for Xiao Li, who is in urgent need of start-up capital.
Xiao Li began to implement the project according to the plan, first building several smart greenhouses and introducing some efficient and water-saving irrigation technologies. He has grown local adaptable and high-demand crops in the greenhouse, and has developed some organic vegetables and specialty fruits. He also cooperated with several online agricultural product sales platforms to use the Internet + sales model to deliver high-quality agricultural products directly to consumers, which made the capital turnover of the entire project normal.
Subsequently, Xiao Li embarked on a rural tourism project, and he built a number of farmhouses of different styles around the town, providing farming experience, rural sightseeing and other services, catering to the psychological needs of urban residents to return to the basics.
Thanks to the credit support of the bank and Creditfly, Xiao Li has enough room for capital flow, and the project has gradually stabilized. At the same time, he also took precautions and made a repayment plan to ensure that each instalment of the loan could be repaid on time, maintaining a good relationship with financial institutions.
In the past two years, Xiao Li's entrepreneurial projects have been continuously improved and expanded, which has not only improved the quality and brand influence of local agricultural products, but more importantly, driven the economic development and agricultural modernization of the surrounding areas. The young people in the village no longer go out to work, but choose to stay and devote themselves to the cause of rural revitalization. As a result, the town has rejuvenated itself and has become a successful case of rural revitalization in the region and even the whole country.
Disclaimer: The market is risky, choose carefully!This article is for reference only and is not intended as a basis for trading.