Common fraud 1: rebate for swiping orders
Manifestations: Fraudsters publish false advertising information through channels, such as **, text messages, and online social platforms, under the guise of "giving away benefits" and "recruiting part-time jobs", to attract victims to "take the bait", and once someone comes to ask, they will immediately pull them into the QQ and WeChat groups of "doing tasks". In the "task group", fraudsters will use "small tasks" with "no principal and no advance" as bait, so that the victim can make a few small profits first, so as to gain the victim's trust. Subsequently, the fraudster will release an "upgrade task" to lure the victim to ** fake swiping APP, repeatedly transfer funds to do the task, but the amount displayed in the victim's APP account is just a virtual number, and when the victim completes the task and wants to withdraw money, he will encounter many obstacles. Fraudsters will induce victims to increase their investment and defraud more funds by citing reasons such as "insufficient credit score", "insufficient amount of swiping orders", "frozen account", "triple order", etc. Once the victim realizes that they have been scammed, the fraudsters cut off all contact.
Prevention tipsIn the face of sudden transfer and remittance requirements, we must be cautious, we must verify clearly, do not transfer or remit money at will, and do not have the luck psychology of making a lot of money easily.
Common fraud 2: False investment and financial management
Manifestations: Fraudsters find groups with investment and financial needs through the Internet to carry out precision fraud (the main ways are: relying on various social and ** software to find victims and establish contact, publishing foreign exchange and other investment and financial information to find the target group, and determining the marriage and love relationship through the marriage and dating platform to deceive trust, etc.). The fraudsters will then lure the victim to invest on a third-party investment platform. These investments** have been taken over by fraudsters, who are able to control the back-office data at all times. Some fraudsters will also let the victim operate his own account first for various reasons, and let the victim see the high return on the investment in the **. Once the victim believes that they can really make money investing in these platforms, the fraudsters will induce the victim to make a large investment for various reasons. Once the victim invests a large amount of money, the fraudsters will manipulate the platform data to prevent the victim from withdrawing money, and require the victim to transfer money continuously on the grounds of paying "security deposit" and "personal income tax".
Prevention tipsRemember, pie will not fall from the sky, don't believe the scams and tricks that netizens say such as "steady profit and no loss", "low cost and high return", "expert mentor guidance", and don't click to install apps from unknown sources recommended by others for investment and financial management. Investment and wealth management must choose legal and formal platforms and institutions. Don't blindly transfer money to strangers. Do not click on the ** link or scan the unfamiliar *** investment and financial software or APP.
Common scam 3: Fraudulent charging company customer service refund claims
ManifestationsFraudsters will pretend to be the customer service of the e-commerce platform, falsely claiming that there is a problem with the goods purchased by the victim online, and ask the victim to privately add the WeChat and QQ of "claim customer service" for reasons such as refunds, claims, and tax refunds, and let the victim ** have the "screen sharing" function of the app, through "screen sharing", deceive the victim's bank card number, password, mobile phone verification code, and then transfer all the funds in the victim's card. or directly induce the victim to transfer money on the grounds of paying a "security deposit", removing the "credit investigation risk", or opening a "refund channel".
Prevention tips: Formal refund and return, the money will be returned by the payment channel in the original way, no need for the buyer to provide a bank card number, will not ask for a verification code, and will not induce you to take out a variety of online loan software loans and transfers under the guise of verifying credit.
Common fraud 4: false credit information
ManifestationsFraudsters obtain the victim's personal information through illegal channels, and then pretend to be the staff of banks, online loans, and Internet financial platforms to inform the victim of the victim's personal information in order to gain the victim's trust. Then the fraudsters will claim to help the victim cancel the "loan overdue record", eliminate the "bad record of the payment platform", cancel the "student loan account", and use the means that if it is not dealt with in time, it will affect the personal credit report to intimidate, causing the victim's inner panic. The fraudster then induces the victim to transfer money by claiming that as long as the victim follows his instructions, the bad credit record can be erased. Or ask the victim to transfer money to the bank account provided by the fraudster after taking out a loan on various online lending platforms.
Prevention tipsAll ** that claims to be able to provide the elimination of bad credit records are fraud, and personal credit is managed by the Credit Information Center of the People's Bank of China, and individuals have no right to delete or modify. No matter what the situation, don't transfer money to strangers!Remittances from any channel are refused.
Common scam 5: fake online loans
ManifestationsFraudsters post fake loan advertisements through text messages, ** and various social media software, disguising themselves as legitimate financial institutions to gain the trust of victims. After the victim handles the loan business in the fake app provided by the fraudster, the "customer service" of the app impersonated by the fraudster will claim that the victim's personal information is filled in incorrectly, and the victim needs to transfer money to pay the "unfreezing fee" in order to handle the loan business. When the victim transfers and remits, the fraudster will also ask the victim to continue the transfer on the grounds of "verifying credit", "opening the withdrawal channel", "paying a deposit", etc. Once the victim shares his screen with others, it means that all the actions of the victim operating the mobile phone and all the content displayed on the screen are presented in front of the fraudster, and the fraudster will take the opportunity to obtain the victim's bank card number, password, and mobile phone verification code, and transfer all the money in the victim's bank card.
Prevention tipsAny online loan that requires you to pay various fees such as "membership fee", "security deposit", "certification fee" or turn on "screen sharing" is a scam. Do not click on unknown links or scan unofficially released apps, and do not easily fill in personal information such as bank card numbers, verification codes, and passwords.
Common fraud 6: impersonating the public procuratorate
ManifestationsFraudsters will call, claiming to be the "police" of a city public security bureau, informing the victim that they are suspected of violating the law and committing crimes, and that the victim needs to actively cooperate, and in the process of talking, the fraudsters will continue to intimidate the victim: because the case involves confidentiality, the information must not be disclosed to anyone, otherwise they will bear the corresponding legal responsibility. Subsequently, the fraudster will add the victim's social account friends, show them fake documents such as "police officer card" and "arrest warrant", or ask the victim to click on the "fake**" forged by the fraudster to view "their own information involved in the case", so as to deceive the victim's trust. Then, the fraudster will claim that there is a need for "fund verification" and ask the victim to transfer the funds in the card to a designated "safe account", or ask the victim to turn on "screen sharing" to pool all the funds into a single bank card, and then the fraudster will transfer all the deposits of the bank card through "screen sharing" to deceive the victim into obtaining the victim's bank card password, verification code and other information.
Prevention tipsThe public procuratorate will not handle cases or make online records through online social software such as **, QQ and WeChat, nor will they send or present "wanted warrants" and "arrest warrants" through the Internet, let alone ask victims to transfer money to so-called "safe accounts".
Common scam seven: cancellation of VIP, ** business
ManifestationsFraudsters will impersonate the "customer service" of some e-commerce platforms, claiming that they have mistakenly upgraded the victim to a "VIP member", authorized to be a "** merchant" or have handled "commodity installment" and other businesses, and require the victim to pay "handling fees", "authentication fees", transfer "swiping water", or induce the victim to turn on "screen sharing" to defraud the victim's bank card number, password and other information, so as to steal the deposit in the bank card.
Prevention tipsWhen you receive a call from e-commerce customer service, be sure to contact the official customer service in the app to deal with it. If the other party asks to add WeChat, QQ or click on the link to enter other platforms to handle business, you must be vigilant, this is likely to be a trap carefully arranged by fraudsters.
Common scam 8: Pretending to be a familiar human
ManifestationsFraudsters will illegally obtain the victim's personal information through illegal channels such as online black market transaction chains, or through illegal methods such as implanting Trojan viruses into other people's computers and mobile phones, and combine them to create conditions for them to fraud. Then, through number theft or other means, they impersonate the identities of others, and based on the different social relationships between the person whose identity has been fraudulently used and the victim, such as relatives, friends, classmates, colleagues, etc., they fabricate false reasons such as "buying air tickets on behalf of others", "paying tuition fees", "charging phone bills", "fundraising", "requiring treatment or compensation in case of accidents", "seriously ill and needing surgery", "helping to receive refunds", etc., taking advantage of the victim's care and trust in the person whose identity has been fraudulently used, causing them to fall into a misunderstanding, and thus deceiving the victim's trust. In order to enhance the confusion of their own fraudulent behavior, fraudsters often reduce the victim's psychological defense, deepen the victim's misunderstanding, and then ask the victim to transfer money to the victim by forging false payment certificates, synthesizing false voice clips, and making false medical records.
Prevention tipsEveryone should pay attention to protecting personal and organizational information to prevent fraudsters from mastering and carrying out precise fraud. If you receive a message involving an acquaintance requesting a transfer, remittance, etc., be sure to verify the true identity of the other party through ** and other channels, and then proceed to the next step after confirming that it is not a fraud.
Common scam 9: fake shopping
ManifestationsFraudsters will post information on low-priced goods and various life skills services in WeChat groups, Moments or online shopping platforms. After attracting victims who are willing to buy, fraudsters will ask to add the victim's WeChat or QQ for various reasons, and talk away from the platform. The fraudsters will then send fake payment links to the victim to trick them into paying on the fake trading platform. When the victim makes the payment and finds that the other party has not delivered the goods or provided the services, the fraudsters will also disguise themselves as the "customer service" of the platform to trick the victim into repeatedly transferring money on the grounds of collecting "deposits", "security deposits" and "fines for detaining the goods".
Prevention tipsWhen purchasing goods and seeking life skills services through formal online shopping platforms, please strictly follow the platform transaction process, do not leave the platform to trade privately, and remember not to click on unfamiliar links or transfer money directly to the other party.
Common scams 10: False transactions of online game products
ManifestationsFraudsters will look for victims with ** game accounts or equipment needs in the chat interface of the game or on the trading platform of various online game accounts, and add the other party as QQ and WeChat friends to confirm the transaction process. Then, by sending fake screenshots of the funds into the account, the victim mistakenly thinks that the transaction is successful, and then asks the victim to add a fake "customer service" for various reasons or enter the fake trading platform disguised by fraudsters. Subsequently, the fraudsters will disguise themselves as the platform's "customer service" and ask the victim to transfer money repeatedly on the grounds of "account withdrawal failure", "deposit", "account frozen", etc., until the victim realizes that he has been deceived.
Prevention tipsWhen recharging game currency, buying and selling game equipment and game accounts, be sure to do so on the official** or officially designated trading platform, and avoid private transactions. If there is a customer service who asks for recharge and transfer on the grounds that the account is frozen and cannot be withdrawn, it is a fraud, and do not easily transfer money to an unfamiliar bank account!
*: Mudanjiang Internet Police.