In today's materialistic society, consumerism is everywhere, leading us to over-consume and pursue a luxurious life.
However, really smart and far-sighted people, before retiring, chose a different way of life - to live as "poor" as possible.
They understand that the quality of life after retirement depends largely on their financial planning and spending habits before retirement.
Therefore, before retirement, they will strive to accumulate wealth and lay a solid foundation for their future retirement.
1. When you go out, you should "travel poorly".
The term "budget travel" has become popular in recent years, and it represents a way to travel at a lower cost.
For the smart and forward-thinking, they know that travel is not about luxury, but about experiencing different cultures, broadening their horizons and enriching their life experiences.
Therefore, during their travels, they will try to choose affordable accommodation, meals and transportation methods to reduce unnecessary expenses.
At the same time, they will also make detailed travel plans in advance and make full use of various preferential policies and resources to reduce travel costs.
In this way, Qyer not only fills their wallets, but also teaches them how to explore infinite possibilities with limited resources.
2. When socializing, you should "cry poor".
In social situations, many people like to show off their wealth and status as a way to show off their success.
However, really smart and far-sighted people are the opposite, they will "cry poor" when socializing.
This is not to say that they are really poor, but that they know how to keep a low profile in social interactions and not easily display their wealth.
The advantages of this are twofold: first, it avoids the jealousy and strife that can arise from flaunting wealth;
Second, you can focus more on the construction and maintenance of interpersonal relationships, rather than material comparisons.
Through this way of "crying poor", they not only won the respect and trust of others, but also accumulated rich network resources for their future retirement.
3. When shopping, "pretend to be poor".
Shopping is an essential part of everyone's daily life, yet consumerism often tempts us to over-buy unnecessary items.
Really smart and far-sighted people "pretend to be poor" when shopping, they will live within their means and make a reasonable shopping plan based on their actual needs and financial situation.
They understand that material comforts are only part of life, and that inner satisfaction and spiritual abundance are the more important pursuits.
As a result, they try to avoid impulsive spending and blindly following trends, and instead use their limited funds to buy items that are truly valuable and meaningful.
This concept of "pretending to be poor" not only helps them accumulate wealth, but also teaches them how to consume rationally and cherish what they have.
Through rational spending, low-key socializing, and budget-conscious travel, smart and far-sighted people gradually develop a self-disciplined, frugal, and far-sighted attitude to life.
This attitude not only gives them material satisfaction, but also allows them to achieve true prosperity on the spiritual level.
In this fast-paced, high-consumption era, the lifestyle of "poor days" may seem a little out of place.
But it is this seemingly upriver choice that makes a difference in the lives of truly intelligent and far-sighted people.
They use their actions to explain a truth: frugality and planning before retirement is the best investment in a happy life after retirement.
Let's learn from these smart and visionary people to live a "poor life" with moderation, planning, and foresight from now on, and plant a seed of hope for the future retirement