China-Singapore Jingwei, December 13 (Xinhua) -- How can financial institutions grasp the wave of data assets?
Author: Huang Rong, Director of the Digital Economy Committee of the China Economic Reform Research Association.
By 2030, the scale of China's digital economy is expected to exceed 100 billion yuan. As the digital economy drives the transformation of economic and social development, in the future, its asset scale may even be comparable to the trillion asset scale formed by the land element reform. The wave of data assets has come, how can the financial system embrace the era of data assets and support the construction of the data element market?
First, the assetization of data of financial institutions should be upgraded to the strategic level for unified planning and management. Relying on the "three highs" advantages of high data quality, high enrichment of data elements and high value of data elements in the financial industry.
Second, adhere to data-driven digital transformation, better implement the spirit of the first financial work conference, revitalize the financial resources that are inefficiently occupied, improve the efficiency of capital use, and do a good job in science and technology finance, green finance, inclusive finance, pension finance, and digital finance.
Third, accelerate the construction of a unified market for data elements in the financial industry. Scenario-driven data circulation and business systems, including between financial institutions, between financial institutions and **, between financial institutions and other industries, etc. In the future, financial institutions will be data-driven, and there will be a high demand for data from all walks of life. At present, the state and relevant ministries and commissions are actively promoting the integration of advanced data and the construction of a unified market for industry data, and how to break through the barriers between first-class data, industry data and financial institutions is a key topic.
Fourth, financial institutions actively participate in the marketization of national data elements and provide financial service capabilities. The history of land element reform tells us that the construction of the land market is inseparable from the support of a complete financial system, including financial products in various links such as land auction, project construction, and asset operation, such as land acquisition financing, project development loans, and a series of assets. In the process of building the data element market, a new set of financial products and service systems is also needed. At present, it is the early stage of the construction of the data element market, and the data assets are in the trough period, which is the best time for financial institutions to take the lead in deploying high-quality financial assets and cutting into the financial business of data elements.
Fifth, as the fifth factor of production, data elements are the foundation of digitalization, networking, and intelligence, and as the world accelerates into the AI era, the key position of data elements will become more and more significant. In practice, as a national team, the central enterprises have long been aware of the value or potential value of data assets, and many central enterprise groups have set up data departments and set up professional data (groups) For example, the field of public data assets has become a must for central enterprises in the past two years, and the central enterprises value not only the project construction income brought by the development and utilization of data assets, but also the value appreciation space of data assets after the development and utilization of data resources. (Zhongxin Jingwei app).
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Editor in charge: Sun Qingyang.
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