As the end of the year approaches, when many enterprises are most strapped for funds, creditors often take various measures to collect in order to recover funds. In this context, large financial institutions such as JD.com, Zhaolian, and Alipay are also about to start suing debtors who have not repaid their loans in batches. It is important for these debtors to be prepared in advance for a lawsuit.
First of all, the debtor needs to know about his or her debts. They should carefully review their bills and contracts to understand how much they are repaying, how long they are repaying, and how they are repaying. If you find any overdue repayment, you need to contact the creditor in time and pay off the arrears as soon as possible.
The debtor needs to understand the creditor's prosecution process and legal provisions. They can consult with a lawyer or legal professional to understand their rights and obligations, as well as their methods and strategies for responding to prosecution. At the same time, they should also understand the relevant laws and regulations to avoid further damage to their credit history and property rights and interests due to violating the law.
Finally, the debtor needs to prepare evidence and materials in advance to respond to the prosecution. They should collect their bills, contracts, repayment records, and other evidence so that they can provide them in a timely manner when needed. At the same time, they should also be prepared to respond to the claims and evidence submitted by creditors, so that they can better protect their rights and interests in the trial.
In the face of the upcoming batch of lawsuits, debtors need to prepare in advance, understand their debts, understand the litigation process and legal provisions of the creditor, and prepare evidence and materials to respond to the prosecution in advance. Only in this way will they be able to better protect their rights and interests and avoid further damage to their credit history and property rights due to overdue payments.