The younger my friends, the more important they are to their health, this is the feedback from my friends around me, don't look at the people in their 20s, in fact, they have bought critical illness insurance for themselves, isn't it surprising.
In fact, I am not surprised, buying critical illness insurance is not only protection for myself, but also for my family. The Guardian No. 6 Critical Illness Insurance I talked about today is very popular among my friends, and the main thing is that its optional coverage is really rich, let me tell you.
*From the official website of Huize Insurance.
Mild and moderate illness insurance benefits.
There are 6 claims for mild and moderate cases, which is reassuring. Compared with paying 3-4 times for mild and moderate diseases, there is no need to worry about it, in case of more than 4 mild illnesses, you will not be able to pay later.
*From the official website of Huize Insurance.
Critical Illness Care Payment.
There are two types of coverage:
1) Extra 20% of the Basic Sum Assured for each critical illness, limited to 6 times.
2) Before the first policy anniversary of the age of 60: 60% of the basic sum assured will be paid for the first critical illness, limited to 1 time.
The two can be stacked, that is to say, before the first policy anniversary of the age of 60, if you are diagnosed with a critical illness for the first time, you can pay an additional 80%, which can well cover the ** period of life.
*From the official website of Huize Insurance.
Malignant neoplasms - severe medical allowance.
If you are diagnosed with cancer (malignant tumor - severe) for the first time with a critical illness, you can get 50% of the basic sum insured if you are still in the hospital** after one year.
This allowance is paid up to three times, with an interval of one year between each time, and the remaining two payments are 40% and 30% of the sum assured respectively. Compared with products that pay 40% of the sum insured every year, Guardian No. 6 gets a higher payout earlier and is more practical.
If you are diagnosed with non-cancer (malignant tumor-severe) for the first time and then diagnosed with cancer (malignant tumor-severe) 180 days later, you can get 50% of the basic sum assured. The allowance is also given up to 3 times. Each interval is 180 days, and the remaining two times are paid 40% and 30% of the sum assured respectively.
*From the official website of Huize Insurance.
Additional benefits for specific cardiovascular and cerebrovascular diseases.
If you are diagnosed with 10 specific cardiovascular and cerebrovascular diseases and meet the conditions for compensation, you can pay an additional 120% of the basic sum assured.
The same cardiovascular and cerebrovascular diseases have an interval of 1 year, and different cardiovascular and cerebrovascular diseases have an interval of 180 days. If you need to stay up late, sit for a long time, work is tired, men, and are worried about cardiovascular and cerebrovascular diseases, you can consider attaching it.
*From the official website of Huize Insurance.
Death Total Disability Benefit.
Look at individual needs and budget. If it is a lifelong insurance form, with a death total disability insurance benefit, it is equivalent to a certain compensation, but the premium will be much more expensive.
*From the official website of Huize Insurance.
Policyholder waiver.
This recommendation should be added if the parents are insuring their children. If the policyholder dies, is totally disabled, has a critical illness, has a moderate or mild illness, the subsequent premiums can be waived and the policy is still valid.
Go and arrange this protection for yourself or your family, it's really necessary.