With the change of people's lifestyle, online borrowing has also become a common financial behavior in people's lives. However, criminals have also targeted this area and used various means and methods to carry out wire fraud, including the way to ask for various fees before borrowing. To this end, 360 IOU hereby reminds everyone to be vigilant, be vigilant against such electronic fraud, and jointly crack down on illegal acts and protect their own interests.
According to the 360 IOU, this type of ** often attracts borrowers with attractive conditions such as high amounts, low interest rates or no collateral, but requires the payment of various fees first. However, once the fee is paid, it is often found that the loan does not exist, or the other party loses contact. This is a common method of wire fraud that is widely used by criminals.
After summarizing a large number of fraud cases, 360 IOUs also analyzed three major entry points for such cases:
1.High inducement: ** often use high amounts or low interest rates as bait to lure users to borrow. Then claim that you need to pay a processing fee and so on first to complete the borrowing process.
2.Fictitious loan information: **may fake the identity of the lending institution through false web pages, information, etc., and ask for the payment of the handling fee first for various reasons, and finally defraud the funds.
3.Pretending to be a customer servicer: ** may pretend to be a customer service staff of a lending institution, contact the borrower through mobile phones, social ** and other channels, and commit fraud by paying a handling fee.
In response to the three fraud entry points of this kind of **, 360 IOUs also give 4 ways to crack it:
1.Verify the lender: Before borrowing online, be sure to verify the legitimacy and credibility of the lender. Choose a well-known and qualified formal lending platform and avoid trusting institutions from unknown sources.
2.Be cautious about paying fees: Be cautious of situations where lenders require you to pay fees such as processing fees upfront. Legitimate lenders don't charge borrowers on this ground.
3.Be wary of high inducements: Be vigilant against excessively tempting borrowing conditions, and never blindly pay fees because of attractive conditions.
4.Multi-party verification: Verify with multiple parties before taking out a loan, understand the real loan information and conditions, and avoid being deceived.
360 IOUs have always put the safety of users first, and ensure the safety of users' funds and property through advanced risk control technology. In order to jointly resist telecom fraud, 360 IOU reminds everyone to strengthen self-protection and vigilance, and at the same time actively cooperate with law enforcement agencies to crack down on wire fraud crimes, and jointly create a safe and reliable online lending environment.
*: Financial quotient information).
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