In recent years, there has been a large number of non-payment of NCMS medical insurance premiums in rural China, with more than 60 million people reportedly not paying their health insurance premiums on time in the past year alone. This issue has attracted a lot of attention, and we can't help but ask, what is the reason behind this?
First of all, one of the main reasons is the low income of farmers. In many rural areas, farmers' incomes are much lower than those of urban residents, so the financial burden of paying health insurance premiums puts greater pressure on them. Farmers' income is mainly based on the cultivation of farmland and the sale of agricultural products, and these industries often face instability due to market fluctuations and environmental factors. Faced with such a situation, farmers often have to choose between meeting their daily needs and paying for health insurance, which is often forced to be paid for with lower priorities.
Secondly, the lack of medical resources in rural areas is also a reason for the non-payment of NCMS medical insurance premiums. Compared with urban areas, medical resources in rural areas are generally scarce, and medical facilities are not perfect, especially the number of high-level medical institutions is small, and doctors are in short supply. When faced with medical needs, farmers find that even if they pay for medical insurance, they cannot receive timely and effective medical services, which will lead to their confidence in health insurance and choose not to pay.
In addition, the lack of publicity about the medical insurance policy is also one of the reasons for the non-payment of NCMS medical insurance premiums. In some rural areas, farmers do not have a sufficient understanding of the NCMS medical insurance policy, and do not have a full understanding of the process and benefits of paying medical insurance premiums. The lack of relevant publicized medical insurance policies makes it difficult for farmers to realize the risks that may arise from non-payment of medical insurance premiums, and they are unable to enjoy the benefits of medical insurance in a timely manner.
Faced with the problem of 60 million people not paying the NCMS medical insurance premiums, ** and relevant departments should take corresponding measures to solve such problems. First of all, we can further increase the construction of medical resources in rural areas, improve the quality and level of medical services, and increase farmers' willingness to pay medical insurance. Secondly, we can increase the publicity of medical insurance policies, so that farmers can understand the importance and benefits of medical insurance, and enhance their awareness of payment. At the same time, we can also consider reducing the burden on farmers and increasing their enthusiasm for paying medical insurance premiums by reducing or reducing some fees and lowering payment standards for farmers' low income.
To sum up, the reasons behind the 60 million people who have not paid the NCMS medical insurance fees are complex and diverse. The combination of low incomes of farmers, insufficient medical resources, and inadequate publicity of medical insurance policies has led to the emergence of this problem. To solve this problem, we need to work together with all sectors of society to provide farmers with better medical security and convenience by increasing the construction of medical resources and strengthening the publicity of medical insurance policies. Only in this way can we truly solve the problem of farmers not paying the medical insurance fees of the NCMS and achieve the goal of a healthy China.