Housing sales in the city are gradually declining, and both new and second-hand homes are stuck in a backlog. Despite the introduction of a series of favorable policies, it is still difficult to buy a house. Faced with this situation, the former mayor of ChongqingHuang QifanIt is proposed to abolish the purchase and loan restrictions and implement differentiationPropertytax "good program" and received widespread support and discussion. The article will ** after the purchase and loan restrictions are liftedRoom ratesChange as well as **let go of the pairRoom ratesimpact.
Recent real estate data shows that there is an unprecedented backlog of new and second-hand homes across the country. From January to October of this year, nationwideCommercial housingThe area of sales fell by 223%。At the same time, the number of second-hand homes listed for sale in first-tier cities is also climbing rapidly, with the Shanghai market for sale** soaring by 82% in just five months. The emergence of this phenomenon is mainly related to that of recent yearsPandemicThe general environment and the change of residents' consumption concept are related. On the one hand,PandemicThe impact leads to manyResident incomeDecline, unemployment, etcBuying a houseThe economic base is weakened;On the other hand, the current oneBuying a houseThey are more rational and will carefully consider their own situation when making decisions, rather than blindly following the trendBuying a house。Currently all aroundRoom ratesGenerally excessively high, for the average resident, a set of 90 square metersCommercial housingThe total price is at least 1.5 million yuan, which is seriously beyond their affordability.
However, despite the launch of a series of favorable policies,Buying a houseThe market downturn continues. This seems to prove itBuying a houseThe root cause of the market downturn is not policy. The deep-seated reason for the market downturn lies in residentsBuying a houseWeakened capacity and a more rational concept of consumption. Against this backdrop, policy easing makes sense, but it is far from enough to turn the tide.
FaceBuying a houseThe market continues to be sluggish, the former mayor of ChongqingHuang QifanIt is proposed to completely abolish the policy of restricting purchases and loans, and implement differentiationPropertytax proposals. This series of measures aims to return the market to a supply and demand mechanism, rather than relying on administrative interventionRoom rates。The proposal sparked widespread discussion, with proponents arguing that it was a "good solution" to effectively deleverage and curb speculative investment demand. However, there are also concerns that once the purchase and loan restrictions are lifted, investors will re-enter the market and pushHigh house prices。But in fact, the current domestic real estate market is significantly different from a few years ago. On the one hand, many investors due toPandemicThe impact has beenThe chain of funds is broken, unable to participate in the market. "Crazy".Buying a houseDemand has been significantly reduced;On the other hand, even the demand side of the common people has begun to become cautious, why should investors still be excited?Therefore, after the cancellation of the purchase and loan restrictions,Room ratesThe likelihood of a big rally is not high. On the contrary, without administrative intervention, it is easier for the market to returnSupply and demand, the developer will also adjust according to the actual situationRoom rates, which is undoubtedly more beneficial to stabilizing the market.
ExceptHuang QifanIn addition to the "liberalization" proposal, ** also released a blockbuster news that in the next five years, China will vigorously promote the construction of affordable housing, strive to provide 6 million sets of affordable housing, and start the pilot trial in 35 large cities. This news was interpreted as a clear statement on housing not speculation and city-specific policies. Affordable housing is aimed at low- and middle-income people, which is well below the average market price, which helps to meet the basic housing needs of this group of people. ForCommercial housingIn terms of the market, this is also a tranquilizer, because the mid-to-high-end demand has been isolated and transferred, and the market will be more rational and stable.
Taking into account policy adjustments and changes in market demand, purchase and loan restrictions will be abolished and differentiation will be implementedPropertyProposals for tax and other policies have aroused widespread discussion and support on the Internet. With the ** further push for the real estate market to returnSupply and demand, the pace of returning to residential properties is acceleratingRoom ratesThere is a possibility of a peak and a pullback. The promotion of the affordable housing plan also shows the attitude of the first person to live in the house and not to speculate, and to implement policies according to the city, which further stabilizes market expectations. However, for the future development of the real estate market, there is also a need for **, developers andBuying a houseWe will work together to promote the return of market value and provide more reasonable housing options for the majority of residents.