A few days ago, my cousin who just graduated paid my salary and invited everyone to dinner, 8 people ate more than 600 yuan, but when my cousin went to check out, he found that he couldn't pay, and he kept talking to the front desk and waiter, and it took almost a quarter of an hour to sneak over to me for help.
It turned out that the limit of his card was 500 yuan a day, and it was obvious that the meal was overused, so he couldn't settle the bill. After asking me to help him settle the bill, he said that he would go to the bank tomorrow and transfer money to me. After I settled the bill, I told him, this meal is mine, you can ask for it next time, but it is very easy to remove the bank card limit, and you don't necessarily need to go to the bank.
I have summarized the methods of removing bank cards, hoping to help people with the same needs. The following is the main text:
The daily limit of a savings card is the maximum amount of money that can be transferred or withdrawn in a day set by the bank to protect the safety of cardholders' funds. Occasionally, cardholders may experience a situation where they need to exceed the daily limit, and the daily limit needs to be lifted. Below, we'll take a closer look at how to lift the daily limit on your debit card.
1. Cancellation via mobile banking.
1.Open the banking app and click "My" or "Personal Center".
2.Find the "Card Management" or "Account Management" option and click on it.
3.Select the debit card account for which you want to remove the daily limit and click "Limit Management".
4.Enter the amount of the limit to be lifted in the "Daily Limit" or "Annual Limit" field and click "Submit".
Note: The operation interface and functions of mobile banking are different from one bank to another, so please operate accordingly according to the banking app you use.
2. Termination through online banking.
1.Open your browser, log in to the bank's official website, and select "Personal Internet Banking".
2.Enter your bank card number, password, and verification code, and click "Login".
3.In Account Management or Card Management, find the debit card account that needs to be lifted from the daily limit.
4.Click "Transaction Limit Setting", enter the amount of the limit to be lifted in the "Daily Limit" or "Annual Limit" column, and click "Modify".
Note: When lifting the daily limit through online banking, you need to use a secure browser and ensure a secure network environment.
3. Cancellation over the counter or ATM.
1.Bring a valid ID and a savings card that needs to be lifted from the daily limit to any bank branch.
2.Explain to the bank staff that you need to lift the daily limit and fill in the relevant application**.
3.Once you have submitted your application**, wait for the bank to review it. After the review is passed, the daily limit can be lifted.
Note: When you cancel the daily limit over the counter or ATM, you need to provide a valid ID and ensure that your debit card account status is normal. At the same time, different banks may have different regulations and procedures for lifting the daily limit, so it is recommended to consult the bank staff in advance.
Fourth, self-service.
Some banks offer self-service terminals or online self-service platforms through which cardholders can adjust their daily limits on their own. When using self-service, you need to pay attention to the operation steps and interface prompts to ensure that the operation is correct. If you encounter any problems, you can always contact the bank's customer service or go to the bank's business outlets for consultation.
5. Precautions.
1.Before lifting the daily limit of your savings card, make sure you understand your bank's regulations and procedures to avoid risks to the safety of your funds due to improper operation.
2.For sudden transaction needs that exceed the daily limit, it is recommended to contact the bank's customer service for verification first to beware of fraud risks.
3.For cardholders who need to exceed the daily limit for a long time, it is recommended to negotiate a personalized solution with the bank to better meet the actual needs.
4.When using a bank card, please be vigilant and pay attention to the protection of personal information and funds. If you find any abnormalities or suspected fraud, please contact the bank or report to the police immediately.
Finally: It should be noted that some bank card limits cannot be lifted, for example, this card is originally a second-class card of the bank, and the initial setting is a single-day limit of 10,000 yuan, if there is a limit of more than 10,000 yuan, you can only choose to handle other cards or multi-day transfer consumption.