Looking back at the years of hard work of my parents, the retirement salary should have been their old agelifeprotection. However, we often find that even with 3,000 yuan per monthPension, and still find it difficult to maintainlife, forced to ask for help from his family. This article will go through the example of my dad, contemporaryRetirementand called on young people to put more effort into their savings to ease the burden on their parents.
Dad is an old worker and has gone throughFarmers, military service, and the transformation of workers in state units. His retirement salary of 3,000 yuan a month is actually not much, but we often find that his money always seems to be insufficient. He passedlifeXi and the cost of recuperation made him feellifepressure. Since he was not conscious of saving when he was young, my father always spent it quickly after getting his salary every month.
He believes that his retirement salary will arrive regularly every month, so he has no sense of saving. However, withPensionInstead of adjusting his spending Xi, Dad became more profligate. Due to his Xi of drinking and smoking, he had to spend a lot of money extra every month. At the same time, the growth of his father's age also brought various physical diseases, ** and the cost of medicine also made him feelEconomyPressure.
Dad will go out for breakfast every morning, and his favorite bowl of Pian Erchuan will cost 12 yuan, plus two taels of liquor, and breakfast will cost 15 yuan. For lunch and dinner, my father likes to eat meat, which makes the dish increase by dozens of yuan, and each meal is accompanied by half a catty of wine. Therefore, the daily food cost needs to be at least 50 yuan. In addition, my father is also very fond of smoking, smoking at least two packs a day, and he also likes to buy more expensive cigarettes.
Although he intends to save, he also spends 40 yuan a day on cigarettes. This does not take into account other expenses such as the purchase of clothing and other recreational activities. Especially because of the surgerySequelaeThe resulting hospitalization and medication costs, each hospitalization costs a significant amount of money. So even dad'sPensionIt was increased to 3,000 yuan, but it was still difficult to meet his expenses.
My father's experience after retirement made me think deeplyRetirementIssue. For young people, seeing their fathers in their old agelifeWe should act early and give them more support. First, we need to cultivate savings and savings at a young ageManage your moneyto avoid repeating the mistakes of the fathers. By setting a sound spending plan and savings goals, we can better prepare for the futureRetirementlife
Secondly, we should respect the elderlylifedemand, but also guide them to develop good consumption Xi. For example, quitting smoking and limiting alcohol consumption are both good for health andEconomyThere are beneficial changes. At the same time, we can also help them find more reasonable ways to eat, such as choicesEconomyAffordable but nutritious food, or learn to cook your own meals and eat out less often.
In addition, medical security for the elderly is also an important issue. We should pay attention to the health status of the elderly, buy medical insurance for them in time, or help them choose the appropriate health management method to reduce the pressure of medical costs. When an elderly person has an illness and needs to be hospitalized, we can also help them choose moreEconomyof medical institutions and medications, reducing unnecessary expenses.
By describing my dad'sRetirementdilemma, this article hopes to arouse more people's interestRetirementThe concern of the problem. Despite the fact that the retirement salary is the old man in his old agelifebut still need our love and support. The younger generation should act early to cultivate savings andManage your moneyconsciousness for the futureRetirementlifePrepare. At the same time, we should also guide the elderly to develop good consumption Xi and avoid waste and profligacy. More importantly, we should pay attention to the health of the elderly, provide them with medical protection, and alleviate themEconomyBurden. It is only through our joint efforts that we can make old agelifeBetter and more comfortable.