One of the biggest obstacles to the poor becoming rich is the lack of financial literacy. Many people don't have enough financial literacy in life to know how to manage their money and how to make budgets and plans. They may make a lot of money, only to find themselves in the end without any savings or even in debt.
Another obstacle is the lack of self-discipline. To become wealthy, you need to have some self-control and control over your spending and spending. However, many people lack this self-discipline in their lives, and they may spend excessive amounts of money on luxury items or enjoy short-term pleasures without realizing that these expenditures can negatively impact their finances.
The influence of social circles is also a hindrance. People tend to associate with people who share similar values, which can influence their behavior and way of thinking. If a person's social circle is full of people who are interested in having fun in a timely manner and not focusing on financial management, then that person may also be influenced by this way of thinking, which can hinder their financial growth.
Lack of patience and perseverance is also a significant hindrance. Becoming rich takes time and effort, and there are many difficulties and challenges to overcome. If a person does not have enough patience and perseverance, they may give up on their dream of pursuing wealth, thus missing out on the opportunity to achieve financial freedom.
Finally, a person can also have a negative impact on their finances if they are always self-doubting and unconfident. To become wealthy, you need to have a certain amount of self-confidence and determination to believe that you can overcome any difficulties and challenges to achieve your financial goals.
In summary, the biggest obstacles to the process of becoming rich for the poor include factors such as lack of financial knowledge, self-discipline, influence of social circles, lack of patience and perseverance, and self-doubt and lack of self-confidence. To overcome these obstacles, we need to learn Xi financial literacy, develop self-discipline, surround ourselves with people who have a positive impact, maintain patience and perseverance, and believe that we can succeed in achieving our financial goals. In this way, we can better control our finances, achieve financial freedom and long-term stable wealth growth.