In the event of a traffic accident, the legal time for identification is after the end of the primary injury and its complications or the stabilization of the clinical effect, generally at least 3 months after the end. It is important to choose an appraisal agency, because the level of disability directly determines the calculation standard of disability compensation and living expenses of dependents, and indirectly affects the compensation items such as solatium for mental damages, lost work time, nursing time, nutrition expenses, etc. It can be said that if the disability is one level short, the compensation will be as little as tens of thousands or as much as hundreds of thousands.
There are 3 ways to do a disability assessment after a traffic accident:
1. Choose your own appraisal agency: In the event of a traffic accident, you can choose your own appraisal agency for disability appraisal after a period of time. If you don't know what local appraisal agencies there are, you can check them online or consult them at the traffic accident handling center.
Note: The insurance company may not recognize the appraisal report made by the appraisal agency and may "do it in vain".
2. Appointed by the traffic management department of the public security organ or designated by the insurance company: The designation by the traffic management department of the public security is generally applicable to major traffic accidents, while the designation of the insurance company is generally applicable to the insurance company and the victim who are willing to negotiate to solve the problem of compensation.
3. Appointed by the court: This is the most uncontroversial appraisal method, after a traffic accident can be sued to the court, and the court appoints an appraisal agency, so that the appraisal conclusion will not be objected to by the general victim and the insurance company.
In general, it is necessary to choose an appraisal agency that is beneficial to you according to different situations.