Quitting a job can be the starting point of a new journey. But before you move towards a new start, it is an essential step to deal with five insurances and one housing fund. It's not only about your future, it's also about respecting your past work. The following are common practices for dealing with five insurances and one housing fund after leaving the company to help you feel more relaxed on your career path.
First of all, if you already have a new place of work, congratulations!Your five insurances and one housing fund will be paid by the new unit, and the transfer procedure is relatively simple. This means that you can seamlessly transition and continue to enjoy the benefits of social security.
But don't worry if you choose to become a freelancer or don't want to join a new place of work just yet. You can choose to continue to pay five social insurances and one housing fund through the social security payment agency, or go to the social security department to pay pension insurance and medical insurance. At the same time, you can also supplement the social insurance that cannot be paid by individuals by purchasing commercial insurance, such as unemployment, work-related injury and maternity insurance.
In the case that the new unit continues to pay five insurances and one housing fund, don't forget to go through the transfer procedures. This usually requires logging on to the official website of the Social Security Bureau to submit an application for transfer-out, or bringing relevant certificates to the original social security institution for processing. Although it may sound like a bit cumbersome, this step is essential for the sake of future stability.
In addition, when transferring five insurances and one housing fund from another place, only two types of pension and medical insurance can generally be transferred. Pension insurance can not only transfer the payment period, but also transfer the balance of personal accounts and pooled funds.
When handling the transfer of five insurances and one housing fund, it is usually necessary to submit the pension insurance payment certificate, medical insurance participation certificate, the transfer certificate issued by the original social security institution, and the power of attorney of the entrusting unit (if any). The specific material requirements may vary from region to region, and it is recommended to consult the local social security bureau or human resources and social security department in advance.
Remember, no matter how your life path changes, the five insurances and one housing fund are your solid backing. Correctly handling the five insurances and one housing fund is not only responsible for yourself, but also an important plan in your career. "