1. Brief introduction of the case
Xiao Zhao is a man, helpful, diligent in his work and life, the years are quiet, and everything is stable. The day that was supposed to be the same as usual was because the bank card could not be transferred, which disrupted Xiao Zhao's normal life. In order to be able to use the bank card normally, Xiao Zhao immediately went to the bank to inquire about the reason why the bank card could not be transferred, and was told that the bank card was frozen by the public security organ.
Xiao Zhao couldn't figure out how his bank card would be judicially frozen by the public security organs, so Xiao Zhao dialed the ** of the public security organs, and the public security organs informed Xiao Zhao that his bank card had received the funds involved in the case, and asked Xiao Zhao to go to the public security organs to explain the situation.
II. The course of handling the case
Although the public security organs told Xiao Zhao the transferor of the funds involved in the case, Xiao Zhao did not know this person, so Xiao Zhao found the thawing team in a panic. After Xiao Zhao recalled the time of the transfer, Xiao Zhao realized that the funds were borrowed from a year ago that Xiao Xiaoyu returned to him. Xiao Zhao's hair Xiao Xiaoyu borrowed money from Xiao Zhao a year ago, and later Xiao Yu went to live in Macau, and a few days ago found a money changer shop in Macau for a sum of RMB and called Xiao Zhao to repay the loan.
The thawing team helped Xiao Zhao sort out the case and guided Xiao Zhao to collect relevant evidence of Xiaoyu's loan from him and evidence of Xiaoyu's repayment. Because Xiao Zhao and Xiao Yu are good friends who grew up together, the two parties did not keep much evidence of loan repayment. When the evidence was insufficient, Xiao Zhao was worried that the public security organs would summon him as a criminal suspect to the public security organs to explain the situation.
After calming Xiao Zhao's emotions, the lawyer of the unfreezing team prepared a complete set of documents and evidence for Xiao Zhao to apply for unfreezing according to the circumstances of the case and the available materials, and then set off to the public security organ to apply for Xiao Zhao's bank card to be unfrozen. Although Xiao Zhao failed to provide direct evidence to prove the loan relationship between him and Xiaoyu, after the guidance of the unfreezing team, the unfreezing team guided Xiao Zhao to collect relevant indirect evidence, and at the same time cooperated with the lawyer of the unfreezing team and the police officer of the public security organ, and finally ruled out Xiao Zhao's suspicion of being involved in the case and agreed to unfreeze the bank card for Xiao Zhao.
III. Summary of Case Handling
The unfreezing team has undertaken a large number of cases of bank card freezing, and it is rare for a bank card to be frozen because of a friend's return of a loan. However, in order to prevent similar situations from happening, the thawing team reminds everyone: from Xiao Zhao's point of view, if there is a loan relationship between friends, attention should be paid to retaining evidence related to lending. From Xiao Yu's point of view, Xiao Yu's act of privately exchanging foreign currency caused Xiao Zhao's bank card to receive the funds involved in the case and be frozen, so he should go to a formal and qualified bank to exchange foreign currency when exchanging foreign currency.
This case is a case handled by the thawing team, and it is forbidden to list ** high-quality authors