Learn some financial knowledge every day, and don't be financially blind
Dear parents, today we are going to talk about a super important topic: buying insurance for your child.
When it comes to insurance, some people may think it's a big head, after all, it sounds quite complicated. Don't worry, I'm going to give you a simple pick, so that you can easily solve the problem of child protection!
Children are active and active, and accident insurance is like a little "safety net" for them. This kind of insurance is mainly in case the child has an accident, and can get a certain amount of financial compensation. However, there are a few things you need to be aware of when buying this type of insurance for your child:
There is a limit to the amount of coverage for accidental death. If your child is 0-9 years old, you can only buy up to 200,000 yuan of coverage;If it's 10-17 years old, that's a maximum of 500,000.
The Accidental Dismemberment Sum Insured is more important. Think about it, if a child is unfortunately disabled, it will affect their quality of life for the rest of their lives. Therefore, this part of the insurance amount must be fully purchased, preferably up to 800,000.
This insurance is mainly to provide coverage for your child's medical problems. You can consider this combination: children's medical insurance + medical insurance + critical illness insurance. How you choose depends on your budget. Every family's situation is different, so the most suitable insurance package will vary.
What I want to say is that buying insurance for your child is not only an investment in your child's future, but also a manifestation of love. When choosing insurance, don't just look at **, but also see whether the content of the insurance meets the needs of your family. After all, the safety and health of children is a major issue that no family can ignore.