When asked about the bank's relatives' loan interest rates, deposit rates, and wealth management income, he may not know because the division of labor within the bank is very fine, and these data are usually only known to tellers and relationship managers.
It is not that you can get a loan with a mortgage on a property, nor can you get a loan with a business license. Whether a personal production and operation loan can be approved requires an assessment of the borrower's purpose of borrowing, repayment ability and willingness to repay, as long as one does not meet the requirements, the loan will be rejected.
The guarantee contract signed between the guarantor and the bank is a joint and several liability guarantee. Do not mention to him the general guarantee stipulated in the Civil Code, which the bank does not recognize, otherwise he will take corresponding legal measures.
After work, there is no money and no treasury in bank outlets, so it is called "three no-stays": no people, no money, and no accounts. So those of you who are still drinking, playing cards, or splintering late at night, please don't make up your mind here.
Don't think that all customers deposit 350,000 or 100,000 like you. According to bank insiders, many of the outwardly shabby retired workers actually have millions in savings, and they keep a low profile and never show off.
The president of a bank is not only capable and has a track record to become a bank, but also must be approved by the CBIRC before he can be formally appointed.
An employee in a bank may have a mine at home, a little-known teller or account manager, but in fact the family has tens of millions of assets. He came to work just to have a good time, and he didn't look down on that salary at all.
There is no difference between a loan that is one minute overdue and one day overdue, and there is no difference between one day overdue and thirty days overdue. A credit card that is overdue for one day may not necessarily be on the credit report, and some card issuers have a tolerance policy.
If the family does not know the situation of the bank card or password before the death of the elderly, it needs to be notarized, and neither the acquaintance nor the president can solve it.
Many of the prescribed processes are not monolithic, and there is a certain amount of room for manipulation in transfer limits, withdrawal plans, and review processes.