Under the social security system, the impact of the status of cadres and workers on pensions
In every corner of society, people are worried about the problem of pension reform all the time, the reform affects everyone's nerves, because it is related to the quality of life and economic security in old age, with the continuous deterioration of the times, with the continuous advancement of the reform, a problem has gradually arisen: in the process of the gradual realization of the pension insurance system, in the process of the difference in the identity of cadres and workers, will the difference in the identity of cadres and workers continue to have an impact on the pension?
The number of years of social security contributions requires that the active employee must pay for 15 years before he or she can receive a partial pension when he retires later, and the pensioner must reach the statutory retirement age to receive the pension, and he must also go through the corresponding retirement procedures, only then can he receive the pension according to the prescribed process.
At present, China's social security payment period, the minimum age of pension insurance is 15 years, the minimum age of medical insurance for women is 20 years, and the minimum age for men is 25 years"Pay more, get more"The principle of"Pay more, get more"The principle applies to the level of benefits and pensions.
How employee status and worker status affect social security pensions.
First of all, it is necessary to understand the central goal of pension reform, the pension reform that began in 2014, in order to eliminate long-standing pensions"Dual-track system"The unified endowment insurance system of government agencies, institutions and enterprises has set up a transition period of up to 10 years, hoping that through this 10-year transition period, it is hoped that through this process of alternating the old and the new, the pension insurance system of the whole society will gradually realize the principle of fairness and justice.
In this case, it is beneficial to first analyze the impact of working hours and years of service on pensions.
Under normal circumstances, cadres can work longer, so the accumulation of seniority is more, which is especially obvious in the system, early into the system or in the people's cadres to work in the workers, their length of service can reach 40 years or even longer, length of service is one of the important factors affecting pensions!Length of service is one of the important factors affecting pensions, so civil servants have a natural advantage in this regard.
Then there is the problem of the payment base, the payment base directly determines how much pension you can receive after retirement, in the pension insurance system the payment base is often based on the actual salary, and in the enterprise and central enterprises, in order to reduce costs, many enterprises choose to pay according to the minimum standard, this difference in the long-term accumulation will lead to the pension of the employees of the enterprise is much higher than that of employees outside the system.
In addition to the above-mentioned factors, there is also a special benefit that is not available to employees of enterprises - occupational pension, which is a new system designed to guarantee the life of civil servants after retirement as a supplement to their pensions.
Civil servants are required to contribute a certain percentage of their occupational pension during their employment, and this part of the funds will be provided to them in the form of monthly payments after retirement. This system further narrows the pension gap between those who are inside the system and those who are outside the system, however, the original intention of the parallel pension system is to eliminate this inequality, and the reform is aimed at establishing a fair and just pension and social security system - a system in which all people can enjoy equal rights and obligations. The reform is aimed at establishing a fair and equitable social security system that enables all people to enjoy the same rights and obligations.
In the process, differences in status, such as positions and ranks, as well as job titles, are gradually diluted and replaced by uniform contribution rates and contribution bases, as well as methods for calculating entitlements.
Only after the end of the transition period can we establish a truly unified pension insurance system for the whole society and fundamentally solve this gap. Both managers and workers will be subject to the same rules and criteria when calculating and receiving pensions. In general, the reform of pension integration is a complex and arduous task, which not only involves the adjustment of economic interests and the realization of social equity, but also involves the overcoming of a series of historical problems and institutional obstacles.