Marriage If one of the husband and wife owes debts, which are used for the husband and wife's common life, joint production and operation, or are expressed according to the common intention of the husband and wife, it is a joint debt of the husband and wife, and the other party shall also bear it after divorce.
In the event of divorce, the joint debts of the husband and wife shall be repaid jointly. If the joint property is insufficient to repay or the property is separately owned, the parties shall agree to repay;If the agreement is not reached, the people's court shall make a judgment.
Article 1064 of the Civil Code stipulates that debts borne by the husband and wife in their own names during the existence of the marital relationship, which are jointly signed by the husband and wife or later recognized, are joint debts of the husband and wife.
During the existence of the marital relationship, debts incurred by one of the spouses in his or her own name in excess of the daily needs of the family are not joint debts of the husband and wife;However, the creditor can prove that the debt is used for the husband and wife's common life, joint production and business, or based on the common will of the husband and wife.
How to write a debt reminder letter?
You were scheduled to pay it off within a few days from the date of the IOU as evidence). You did not repay the loan on time during the repayment period. I called ** many times (more than once), or urged you to pay off all the money in person, and deducted the agreed interest (you had agreed to it at that time). The interest calculation standard is 10,000 per day
This letter shall be made in duplicate, one for each debtor and one for creditors.
This arrears reminder letter will take effect from the date of signing, please read carefully and all the contents of the arrears reminder letter, and fully understand and recognize it after signing and confirming.
Attachment: A copy of the IOU.
The person in arrears (the recipient) :(signed).
Year, Month and Day