Is there money with a deposit of 200,000 yuan, so this question, you have to put it on the Internet, it is estimated that nine out of ten people will say, what is this money, can you support yourself?
Let's not talk about these people, how much their income is, but there are indeed many people around them who think that two or three hundred thousand yuan is a small amount of money, at least a deposit of more than one million is considered rich, then let's calculate an account, if you have a monthly salary of 10,000, you can save 6,000 per month, which is not easy.
It will take at least three years to save enough for 200,000, and there are not many people with a monthly salary of 10,000, take Shenzhen as an example, the average monthly salary is 12,964, but the average is everyone knows, in fact, if you only look at the median, Shenzhen, the median per capita income in 2022 is only 5199, and it will take at least a few years to save 200,000, so the deposit of 200,000 has really surpassed most people.
Just like the Didi Research Institute did a survey before, among young people, more than half of them have a deposit of 100,000, and 200,000 is almost more than 70% of the people, so the deposit is to reach this number, and it is really time to applaud yourself, so why even if you have 200,000, you won't feel that you are particularly rich.
First, being rich is a relative concept, others are richer than you, you won't feel rich, and second, this money, basically everyone can't keep it, either by the house and car, or by their own children.
In short, there is not much left that belongs to oneself, then we all know that there is an upper limit of the security level of bank deposits, which is deposits within 500,000 yuan, with guaranteed principal and interest, and the state is the bottom line, but how many deposits in the country exceed 500,000, accounting for only 0.37 percent, that is, the vast majority of people, deposits are below 500,000, which is the real status quo.
And the reason why everyone thinks that 200,000 is less is mainly because they don't understand the difference between assets and cash, for example, a 200,000 RV will feel very cheap, and a 1 million house is average, so the 200,000 deposit naturally doesn't feel like anything.
But if we really, ask ourselves, even if many people have a car and a house, but how many people are really able to take out 200,000 at a time, then in fact, there is no upper limit to wealth itself.
The bank will divide the level of customers according to the amount of deposits, then the highest level is the four-person bank customer, in which, the capital threshold is 6 million, at present, including the mainstream, 15 banks have 800,000 customers, and the number of depositors in the country is 11.1 billion people, according to this number, almost 10,000 people in seven people can reach it, so according to this, do you think the deposit of 200,000 is still rich, say your opinion.