Beginning in 2024, there may be new changes in the transfer amount of individual medical insurance for urban employees, of course, this is not about the transfer ratio or standard of medical insurance individual amount, but a new system will be put in place, and from 2024 onwards, this system is the outpatient medical mutual aid system, in fact, for the outpatient medical mutual aid system, many regions have taken the lead, but 2024 is an important year for the full implementation of national uniformity.
Therefore, many people actually understand this outpatient attack system, in fact, it is equivalent to the process of medical treatment, the personal account part, can be used by their own family members and relatives, because some people he actually did not participate in the urban staff medical insurance, is not to establish the corresponding personal medical insurance account balance, so in the process of outpatient medical treatment, in fact, he can not enjoy some of the benefits and preferential treatment that medical insurance can bring, in such a background, let's think about it, is not such an economic pressure of medical insurance to see a doctor is relatively large, this is no doubt。 Therefore, it is very necessary to implement the outpatient medical insurance mutual aid system, which can effectively reduce the financial burden and pressure of patients.
Of course, in the process of paying for our medical insurance, it is also divided into two different accounts, one is a personal medical insurance account, and the other is a co-ordinated account, which is mainly for medical treatment before seeing a doctor, and you can enjoy the corresponding reimbursement for medical hospitalization, which is basically reimbursed according to the proportion of 70%. In the future, after the reform of the medical insurance personal account, the outpatient part of the medical insurance can also be reimbursed, but the reimbursement ratio is about 50%, which is relatively not particularly high, but it effectively reduces the economic pressure and burden during our outpatient treatment.
As for who will benefit, in fact, the people who can benefit. That is, those who do not normally participate in the urban employee medical insurance, and their family relatives, such as their parents, do not participate in the employee medical insurance, then if you yourself participate in the employee medical insurance, you can use this personal account in total. In the end, in the process of seeing a doctor for your parents, then you can enjoy a certain amount of reimbursement treatment, of course, part of this reimbursement treatment is paid from your personal account, in fact, he spends the money in your personal account.
Because there are young people who don't actually go to the doctor. There will be a problem in the long run, that is, their personal medical insurance account will be in a dormant or semi-dormant state, in fact, after the adoption of this mutual aid system change, the biggest change is. Can, completely let yourself get a normal use of the money in your own medical insurance account, it can be effectively activated, because as an elderly, or a child, the probability of seeing a doctor will be greater, then you can use it normally, not to become a dormant account or a semi-dormant account, for individuals actually have a certain role, after all, they spend less money, and use the money in the medical insurance card.
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