1. Against the backdrop of interest rate cuts, account managers and depositors prefer structured deposits and large-denomination certificates of deposit. The interest rate of some bank-related deposit products can reach more than 3%.
Experts believe that residents can diversify their assets and increase their wealth according to their own risk appetite, liquidity needs and other factors.
Lowering interest rates is an important trend today. Bank funds should be used to purchase treasury bonds and solve the problem of real estate financing. These are exploited. As compensation, we have to give permission by taking in money, reducing costs, and raising spreads. The reason why the current interest rate remains high is mainly because of the good start effect set at the beginning of the year, and it will decline after the completion of the deposit task in the later stage.
Second, incremental A-share funds are on the way, and many institutions are ready!Since the beginning of the year, 28** have been announced, and 74** are still to be issued in January.
Let's take a look at the actual data. Yesterday, the main ** net sold 24.1 billion. After the holiday, the major ** sold more than 20 billion per day for five consecutive days. Basically, the number of days of net inflow of core funds is very small, which can be understood as the direct reason for the continuous ** of our A-shares in the past three years.
The weekend itself wasn't very negative: yesterday A-shares were still miserable, which means that the market has no confidence and most investors have been very disappointed, so today A-shares have shown their best.
3. A number of experts called for building a financial power and accelerating the transformation of the investment market.
The pre-market news of A-shares is mixed, and the market's call for the transformation of the A** field to the investment market has become the voice of the market. The news may have an impact on industries such as pension concepts, information security, chips, and online games.
Fourth, why does it last?
1. The rise of the four major industrial and agricultural banks, China Construction Bank, has actually lasted for several months. Agricultural Bank of China took the lead in hitting a record high, but joint-stock banks such as China Merchants Bank and Ping An Bank continued to decline. Yesterday we saw the collapse of these joint-stock banks. The increase in the volume of bottoming may indicate that funds have begun to spread from large state-owned banks to joint-stock banks.
2. The white horse action and track action are still being corrected. The **** of these groups is unavoidable, and even the ** of the **index** is inevitable. This is completely consistent with the collapse of the NIFTY50 in the United States that year. However, it is important to note that this is a market index caused by a high weight **mean reversion**, which masks the real market situation.