My name is Li Hua, I am 58 years old, and I have been teaching for 35 years.
I am like a gardener, cultivating the field of knowledge, nourishing generations of students with the rain and dew of the soul.
My husband was an engineer, but fate was merciless and took him away from us early. My daughter Li Jing and I depend on each other, she is like my soul, my hope, and my light of life.
Li Jing is 28 years old and blooms like a spring flower. After graduating from university, she quickly found a job at a well-known company and became a market analyst.
Last year, she and Xiao Zhang held a simple and warm wedding and officially became a family.
Xiao Zhang is a hard-working and motivated young man, his family is not wealthy, but he has a fiery heart, and always hopes to provide a better life for Li Jing through his own efforts.
Their lives are simple, but they are full of love and warmth. They leave early and come home late, go for a walk in the park together on weekends, or meet up to go to the market to buy groceries. Although their days are poor, they are full of happiness. One day, Xiao Zhang asked me, "Auntie, how much is your pension?"I replied casually: "2000 per month." "Actually, I have a little more pension than that. I just don't want to put pressure on the kids and I don't want them to feel like they can rely on me.
However, this simple lie actually brought trouble to her daughter half a month later.
That day, Li Jing came to me with unspeakable anxiety on her face: "Mom, you have made me miserable. I didn't understand for a while, so I hurriedly asked. It turned out that since the last time Xiao Zhang knew about my pension, he began to plan the family's living expenses, and he thought that my family could have extra money, so he took out a loan to buy a car.
Now the monthly repayment pressure is very high. I was shocked that I didn't expect that a small lie would have such a big impact.
I hurriedly comforted Li Jing and told her that I would find a way to solve it. I started using my savings to help them pay off their loans, and I also wanted them to become financially self-reliant. I sat down with Li Jing and Xiao Zhang, explained the family financial planning in detail, and told them to live within their means.
In the next few months, I took Li Jing and Xiao Zhang to learn how to Xi financial management, and we worked together to study how to save money and how to invest in small financial products. Slowly, their financial situation began to improve, and Xiao Zhang also recognized his impulsiveness and said sorry to Li Jing and me many times.
In the end, our family worked together to not only pay off the car loan, but also accumulate some family emergencies**. This incident also made Li Jing and Xiao Zhang grow a lot, and they learned how to face difficulties together and how to plan for the future.
I'm recording this story in the hope that I can tell more families that sometimes a small lie can have a big impact.
We need to be honest about our financial situation, and we must also teach our children to be rational about money. Life is your own, no matter what difficulties you face, you must face them bravely and solve them together.
I believe that as long as we can be honest with each other and plan rationally, no economic difficulties will be insurmountable. This story makes middle-aged and elderly friends like me more aware of the importance of responsibility and planning while enjoying the warmth of family.