There are a lot of things we have to think about before borrowing money. However, when borrowing money, you may still face a series of problems. Some people were able to repay their repayments on time and everything went according to schedule, and everyone was satisfied. In this situation, both parties are happy, not only solve the problem, but also maintain a good interpersonal relationship.
However, there are also some people who experience difficulties in repaying their loans. No matter what reason they come up with, even if they themselves are in serious trouble, they are unable to repay what they owe. These people procrastinate again and again, time passes, and debt arrears have accumulated for years, forming an insurmountable psychological barrier.
To make matters worse, some people are blacklisted from the financial system because they owe debt. They may even have loans and credit card arrears from multiple channels at the same time, exceeding their earning capacity. In this case, the relationship between friends before borrowing money has changed dramatically. Former friends have become indifferent and even quarreled over borrowing.
Therefore, before borrowing money, we must think carefully and make sure that we have the ability to repay it on time. We must not blindly pursue the so-called brotherly righteousness, but understand the purpose of the borrower, whether it is consumption and entertainment, temporary turnover or investment and financial management. For married borrowers, it is even necessary to communicate with their family members to understand the specific situation, so as to avoid family conflicts later.
Debt is not just a matter of money, it is a war of hearts. If we don't handle it carefully, we may not only lose friends, but we may also bring pain and regret to our lives and hearts.
What can we do if we have a quarrel and a stiffness?Perhaps we can only helplessly cry out silently in our hearts: "Please, pay back the money quickly!".”