If we look back at the past few decades, from the beginning of this century to the present, China'sRoom ratesIt can be described as a twist and turn. At the beginning of the century,Room ratesIt began to soar, and many people seized the opportunity to buyProperty。And now, these homeownersPropertyThe market value continues to be **, and they also enjoy a more comfortable life as a result. In contrast, the homeless in this period due toRoom ratesThe threshold for buying a house is getting higher and higher, it is difficult for them to afford a house, and the pressure on life is increasing. Therefore, from this point of view, those who own a house will be more comfortable than those who do not have a house after 10 years.
However, if we look to recent yearsRoom ratestrends, the situation is completely different. Between 2018 and 2021, our countryRoom ratesReaching an all-time high, many people bought during this periodProperty, and nowRoom ratesIt's going on and on**. This has led to the embarrassing situation of these homeowners in the pick-up man, theirPropertyThe market value is shrinking, and you may regret your decision. At the same time, homeless people enjoy the freedom and flexibility of renting, and they can wait without the stress of a mortgageRoom ratesTiming, choice is more reasonableBuying a houseOccasion. Therefore, people who bought houses at a high level in previous years face the presentRoom ratesand mortgage repayment pressure, their lives may not be as comfortable as those who are homeless today.
High in previous yearsBuying a houseof people, especially if they have lost their income or lost their jobs during the pandemic, are likely to face significant repayment pressure. After several years of continuous **, mortgage pressure has become a big burden on many people's daily life. In addition to the mortgage, they also have to bear the constant property fees, maintenance and other expenses. In the face of economic instability and declining incomes, these people may feel the increasing pressure of life and the comfort of buying a home fading. In contrast, noBuying a houseof homeless people can choose to rent a house to relieve the stress of life by renting. They live debt-free and have no worries about the futureRoom ratesThe ups and downs of the people are relatively comfortable.
For the highs of previous yearsBuying a houseof people, they have already borne itBuying a houseloans, there is not much choice in the future. The homeless, on the other hand, have more options. For thoseBuying a houseThey may be facingRoom ratesMortgage pressure may increasePropertyThe value may also continue to shrink. And those who don't have a house just have to stick to renting and waitRoom ratesWhen the bubble gradually dissipates, the national policy is gradually adjusted, and the "residential attribute" is highlighted again, they can choose toRoom ratesBuying a house at a low level not only becomes a homeowner, but alsoBuying a houseCosts are also significantly reduced. Therefore, it is foreseeable that the previous years were highBuying a housemay not be as comfortable in the future as the homeless in the present.
To sum up, although China has become a "big country in debt", it is necessary to take into account when discussing who is more comfortable with those who have a house and those who do notRoom rateschanges over time as well as individualsBuying a houseTime. If it isRoom rates**Purchased initiallyPropertyof homeowners, they are likely to be more comfortable in 10 years because of their ownPropertyMarket capitalization continues**. But if it's inRoom ratesHigh positionBuying a houseof people, they are facing increased pressure to repay their loansPropertyValue**. At the same time, those who do not have a home can choose to rent and enjoy a more flexible and free lifestyle. In addition, the homeless in the futureRoom rates**The period can also be selected at the right timeBuying a houseand enjoy the lowerBuying a houseCost. As a result, the level of comfort between homeowners and homeless people may gradually change over time, depending on the individualBuying a houseTiming and personal choice, not generalizations. Only in the right place at the right timeBuying a houseto ensure a more comfortable life in the future.