**: Little Joe Little Joe talks about the countryside.
Hello everyone, dear readers!Time flies, time flies, our country's pension insurance system is constantly being reformed and improved, providing more and more solid pension security for the majority of retirees. Today, we want to bring you good news: from January 2024, pensions will usher in a series of new welfare policies, adding more color to the lives of the majority of retirees. Below, we will explain these benefits in detail for you.
First, the pension is raised
In order to ensure the basic livelihood of retirees, the state has increased pension benefits for many years. According to the data of relevant departments, in 2022, the average increase in the pension of retirees in China's enterprises will reach 45%。And in 2024, pensions are expected to continue**. This will help improve the quality of life of retirees and allow them to better enjoy their old age.
Second, the pension payment method is adjusted
In 2024, the way pensions are paid will be adjusted. Previously, the pension was a "pay-as-you-go" system, that is, the pension insurance premiums paid by the current person were used to pay the pension of retirees. However, with the intensification of population aging, the pressure of pension insurance is increasing.
In order to ensure the sustainable development of the pension insurance system, the state will gradually implement the "accumulation system" model, that is, the pension will be gradually linked to the number of years and amounts of individual contributions. This means that the payment of pensions will be more fair and reasonable, but it also means that some people's pensions may be affected.
3. New pension methods
In order to facilitate retirees to receive pensions, the state will add a new pension method in 2024 - bank card collection. Previously, retirees received their pensions mainly through social security cards or passbooks. Under the new policy, retirees can choose to pay their pensions to designated bank cards, so that retirees will receive pensions more conveniently and quickly.
Fourth, the pension is on track
In 2024, China will officially implement the pension merger policy. Previously, there were two different systems in China: the pension of enterprise retirees and the pension of retirees of government institutions and institutions. Under the new policy, the two systems will be merged into one system, that is, the national unified pension insurance system. This will help eliminate the gap in pension treatment between different groups and achieve social equity.
Fifth, raise the minimum standard of pensions
In order to ensure the basic livelihood of retirees with low pensions, the state will raise the minimum standard of pensions in 2024. Previously, the minimum pension standard in China was 1,000 yuan per person per month. Under the new policy, the minimum pension standard will be raised to 1,200 yuan per person per month. This will help improve the living standards of low-pension retirees and reduce their living pressure.
To sum up, the new policy, which will be implemented from January 2024, will bring many benefits to the majority of retirees. As retirees, we need to pay close attention to relevant policies to ensure that our pension benefits are not affected. We should also cherish these hard-won benefits, be grateful for the care of the country and society, live every day, and enjoy a good old age.
I wish the majority of retirees good health and a happy life, and look forward to the 2024 pension welfare policy to bring more surprises and joy to your life. Let us contribute to the development of the country and the progress of society together to create a better future!