The life of rural people is not easy, in addition to part-time work, business, and selling crafts, they also rely on farming, cultivating land, and selling grain to make money, and it is even more difficult to support their families. Simply farming and selling grain to earn money is a difficult task, so rural people's bank deposits often represent their economic strength and wealth. The rural wealthy can be measured by the standard of daily living of the family, whether they own a property and a vehicle, and how much money they have in the bank. However, it is not easy to understand the rural wealthy, as they are often reluctant to publicly display their wealth and savings. The economic development of China's rural areas is also different in different regions, with the eastern region and its coastal areas being relatively wealthy, the central region being an ordinary region, and the western region lagging behind in economic development and being relatively poor. The following will analyze the criteria of "affluent" in rural areas from the perspective of different regions, and ** the living conditions of rural people.
The eastern region and its coastal areas are the most economically developed regions in China, and the per capita prosperity of rural areas is relatively high. Generally speaking, ordinary families have a certain amount of savings, and a deposit of more than 500,000 yuan can be regarded as a relatively wealthy family. These families will first settle the housing problem, buy a property, and then buy a private car to improve the quality of life. In addition to this, they will also pursue a better daily life, maintain the health of their family members, and take care of the big things in the family. Such families can keep their excess money in the bank and maintain a high level of deposits.
The economic development of the central region is relatively stable, and ordinary peasant households also have a certain amount of savings. Generally speaking, a family with a deposit of more than 300,000 yuan can be counted as a relatively wealthy family. Compared to the eastern region, the level of savings in the central region is relatively low, but it is still able to meet the daily needs of households. These families usually strive to improve their living environment and improve their quality of life, but comparatively, there is a lot of financial pressure.
Compared with the eastern and central regions, the economic situation of peasant households in the western region is more difficult, and the level of savings is relatively low. Generally speaking, in the western region, a family with a deposit of more than 100,000 yuan can be regarded as a relatively wealthy family. In such areas, more than half of the farmers do not even have savings. Therefore, families who can have a deposit of more than 100,000 yuan are regarded as relatively wealthy representatives in the western region.
To sum up, the criteria for what is considered "wealthy" by which rural people are considered different in different regions. This is determined by the state of local economic development and the standard of living. However, the level of savings is only one part of the measure of rural affluence. It is also necessary to take into account factors such as the living conditions, asset status and financial management ability of the peasant families. Each rural family has a different background and experience, so there is no single criterion for assessing their wealth.
Life in rural areas is not what it seems, and sometimes even with a good bank balance, daily life can still be stretched. Therefore, to fully understand the wealth status of a rural household, it is necessary to consider the family's overall economic situation, balance of income and expenditure, and financial planning ability. At the same time, the wealth of rural people is not only reflected in bank deposits, but also in their land, real estate, agricultural machinery and other assets. These are all important components of measuring the wealth of a rural household.
The level of wealth of rural people is closely related to the economic development of the region. The criteria for rural HNWIs vary from region to region. In the eastern region and its coastal areas, deposits of more than 500,000 yuan can be counted as relatively wealthy;In the central region, a deposit of 300,000 yuan can be regarded as relatively wealthy;In the western region, a deposit of 100,000 yuan is enough to indicate the wealth of a family. However, financial reserves are only one part of the measure of rural wealth, and the overall economic situation of the household and other assets also need to be taken into account. Rural people's wealth is not only reflected in numbers, but also in terms of their quality of life, asset status and ability to plan for the future. Through an in-depth understanding of the wealth of rural people, we can better understand their living conditions and provide a useful reference for the development of rural economy.
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Rural people's income and savings. (2021, October).China Rural Daily, (18).