Who will be more comfortable in ten years, those who have a house or those who do not?First of all, it depends on the specific time and location of buying a house. If you bought a commercial house at the beginning of this century, then ten years from now, the gap between those who have a house and those who do not have a house will be very large. Because the market value of the houses in the hands of those who have a house is constantly **, while those who do not have a house are becoming more and more unable to buy a house, and the pressure on life is increasing. They don't get to enjoy the comfort and freedom that comes with having a stable home.
However, if you bought a home between 2018 and 2021, then in the face of the current situation where the market value of house prices is constantly **, people who own a home are likely to regret becoming a pick-up man. During this time, people who buy a home may face a dilemma of great pressure to repay their loans. While bearing the pressure of the mortgage, I also have to pay the property fee, maintenance and other expenses every year, and the burden of life is getting heavier and heavier.
In contrast, those who have never bought a house choose to live in a rented house, which is relatively less stressful and more relaxed. Without debt, they don't have to worry too much about future home price rises and falls, and they don't need to worry about the financial pressure of loan repayments and house prices**. Therefore, if you buy a house at a high level in the past few years, their life in 10 years will definitely not be as comfortable as that of people who do not have a house.
After facing the economic difficulties caused by the epidemic, the burden of people who bought houses at a high level in previous years will be even greater. Many people have lost their incomes or even lost their jobs, and the pressure to repay their loans has become heavy. In addition, the costs of strata fees and maintenance** are constantly being made**, making them feel almost unaffordable. On the contrary, those who have never bought a home and choose to live in a rented house have a relatively light amount of stress in their lives.
As a person who bought a house at a high level a few years ago, life is certainly not as comfortable as that of people without a house. Those who choose not to buy a home enjoy the advantage of being debt-free and lightweight, they do not have to bear the pressure of high mortgages, and they feel more financial freedom. In addition, they do not have to worry about the rise and fall of housing prices in the future, and they can live a more comfortable and happy life.
At the same time, people who have already taken out a loan to buy a home do not have much choice and flexibility, while those who have not bought a home still have a lot of options. For those who have bought houses at a high level in previous years, they are facing problems such as the continued increase in housing prices and the increase in pressure to hold houses. However, people who do not own a house can still choose to rent and slowly wait for high housing prices to gradually return to "residential properties". When the housing bubble is squeezed dry, they will have the opportunity to buy a home at a lower cost. In this way, people who do not have a house can not only become people who own a house, but the cost of buying a house will also be greatly reduced.
As a result, people who bought a house at a high level in the past ten years will not be as comfortable as those who do not have a home now. The right time and location to buy a home will have a significant impact on an individual's life. Different choices bring different outcomes and affect the quality of life and well-being.
Ten years from now, who will be more comfortable with those who have a house or those who don't?There is no one easy answer to this question. People who buy a house at different times will face different situations and dilemmas. If you buy a house at the beginning of this century, the market value of the house in their hands will continue to increase, and they will be relatively more comfortable. However, if you have bought a house in the last few years, you may face difficulties such as housing prices** and high pressure to repay your mortgage, and may not be as comfortable as those who do not have a home.
In addition, people who have bought a home at a high level in previous years may face significant pressure to repay their loans, and their lives will be very difficult with reduced income and unemployment. And those who choose to rent can enjoy more financial freedom and comfort with a relatively less stressful life.
Finally, people who bought a house at a high level in previous years have already taken out a loan to buy a house, and they don't have much choice. However, those who have not bought a home can choose to buy a home at the right time to realize their dream of owning a house at a lower cost. Therefore, whether in terms of financial pressure or flexibility of choice, people who do not have a house will be relatively more comfortable.
To sum up, whether there is a house or not simply determines a person's living comfort, the key lies in factors such as the time, location and economic strength of the individual to buy a house. Only by adapting to the changes of the times and seizing the opportunities can we live a more comfortable and happy life in the next decade.