IB Consumer Finance gathers financial power to empower a better life within reach

Mondo Entertainment Updated on 2024-02-26

Some people say that the best way to understand a city is to visit its vegetable market - especially in the early morning, busy people in the moonlight, tirelessly stick to work while the city sleeps, only to save enough stars in the piggy bank, and take the family to the beauty of their hearts - it is these real, colorful fireworks that support the never-ending pulse and breathing ...... of a city

Xiao Chen, who comes from a local dual-income family in Suzhou, joined IB Consumer Finance as a fresh graduate, and this was the first time he followed his team manager to the vegetable wholesale market on the outskirts of the city in the early hours of the morning. In the dark of night, the market is as bright as day, the lights of the trucks are a guide, and the figures of hurried retailers carrying large bags of vegetables are like trained worker ants, snatching precious time before dawn. When Xiao Chen arrived, Xiao Chen's stall was located on the east side of the market, about 20 square meters, and he was seeing him recording the day's trading information under the dim lighting, and at his feet were boxes of fresh vegetables that were about to be transferred to the people's tables.

Others are sunrise and sunset, our line of work and ordinary people have a time difference of four or five hours, sleep in the evening and get up in the early morning, these years have been used to it, as soon as they get busy, the dawn is very fast. Lao Wang proudly introduced, this stall was opened by him and his wife, it can be called a long history, relying on half a lifetime to deal with vegetables, Lao Wang not only replaced his primary three wheels with electric three-wheelers, but also for his son to finish college and enter the society. "I'm in my fifties, and I've thought about retirement, but when a child gets married, he always has to help when he becomes a father. The new house is ready, and the decoration money is still missing, so I am embarrassed to trouble relatives and friends, and I have to find financial institutions to help! ”

It was nearly three o'clock in the morning when Xiao Chen finished his nuclear visit, which was the coldest time of the day, and the temperature dropped below zero, but Xiao Chen's heart was surging with a surging mood - this job allowed him to see the arc of the city that he had never noticed before, those most diligent and ordinary "heroes" who carried the expectations of their families and silently saved stars. When he talks about making a living for his family and getting better, every wrinkle on his face is full of strength. Perhaps only a field visit can be experienced, and I hope that this simple and beautiful wish will be rewarded. In the afternoon of the same day, Lao Wang's payment was successfully approved, and Xiao Chen sighed to the team manager.

Xiao Chen's feelings are also the original intention of the majority of new citizens in consumer financial services. Due to the lack of collateral and credit history, when "new citizens" mainly self-employed and self-employed people encounter temporary financial difficulties and need to seek support, traditional bank loan services are often inaccessible.

The customer's 'urgency and anticipation' is also on our mind. Through the service model of 'personal visit and door-to-door loan', we hope to communicate with customers face-to-face with the most humanized service, and provide them with the best loan plan in their shoes, so that they can feel the speed and temperature of finance. The relevant person in charge of IB Consumer Finance said. Based on the actual business conditions of the new citizens, IB Consumer Finance has formulated the Action Plan on Serving the Financial Needs of the "New Citizens", focusing on the "New Citizens" group and based on the three major products of "Family Consumption Loan", "Xingcai Plan" and "Establishment Plan", in addition to satisfying the daily family life consumption of the new citizens, it also helps solve the problems of "difficult to live" and "difficult to rent" for the children's children, to meet their various financial needs in terms of clothing, food, housing, transportation and use, and to effectively enhance the sense of gain, happiness and security of the new citizens.

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