With the rapid development of China's social economy, people's quality of life continues to improve, and retirement life has become the focus of attention of the majority of employees. How much can I get for my pension? This article will reveal them one by one for you.
1. Retirement time and pension for the post-70s.
According to China's current retirement policy, the retirement age is 60 years old for male workers, 55 years old for female cadres, and 50 years old for female workers. Therefore, the retirement time of the post-70s group is mainly concentrated between 2020 and 2035.
As for the pension, the calculation method is mainly related to factors such as the number of years of individual contributions, the contribution base and the average salary of the local society. Take a post-70s generation with 30 years of service as an example, his monthly pension is about 4,000-8,000 yuan. However, with the continuous increase in the price level, the post-70s generation needs to make financial planning in advance if they want to live a comfortable retirement life.
2. Retirement time and pension for the post-80s.
Compared with the post-70s, the post-80s retirement time is relatively late. According to China's progressive delayed retirement policy, the retirement age of the post-80s generation will be extended by 5 years, 65 years old for men, 60 years old for female cadres, and 55 years old for female workers.
In terms of pensions, due to the long working hours and relatively high contribution base of the post-80s, it is expected that the monthly pension will be higher than that of the post-70s. However, in the face of the increasingly severe problem of population aging, the post-80s generation still needs to strive to improve their overall quality and increase their income in order to ensure a worry-free retirement life.
3. Retirement time and pension for the post-90s.
As the youngest generation, the post-90s generation is expected to retire around 2045. According to China's delayed retirement policy, the retirement age of the post-90s generation will be further extended, with 65 years old for men and 60 years old for women.
In terms of pensions, the post-90s generation will face a higher price level and a lower birth rate, which makes them receive relatively little pension. However, the post-90s generation has more knowledge and skills, and as long as they plan their careers reasonably and improve their personal competitiveness, they can still hope to live a happy life after retirement.
4. How to increase pension income?
Plan ahead: Employees should pay attention to their personal pension accounts in advance, plan their careers reasonably, and ensure the number of years and base of contributions.
Investment and financial management: through diversified investments such as ** and real estate, we can improve the return on personal assets.
Increase income**: Use your spare time to learn new skills, improve your overall quality, and increase your income**.
Pay attention to policy changes: Pay attention to national and local policy dynamics and understand the adjustment of pension-related policies.
**Ten Thousand Fans Incentive Plan Retirement life is not out of reach, and you should plan in advance, strive to improve your overall quality, and lay a solid foundation for your golden old age. At the same time, pay attention to policy changes, manage money reasonably, and make retirement pension a powerful guarantee for later life.