[Publisher]: CIIC Research Network.
The content part is deleted, and the details can be found in the full information published by the China Wisdom Information Investment Research Network! 】
Chapter 1: Definition of the concept of smart banking in China and analysis of the development environment.
1.1. Definition of the concept of smart banking.
1.1.1. Definition of the concept of smart banking and the type of entity.
1) The morphological evolution of banks.
2) Definition of the concept of mind banking.
3) The main type of mind bank.
1.1.2 Statistical classification of the national economy to which the industry belongs.
1.1.3 Description of the data** and statistical caliber of this report.
1.2 Analysis of the policy environment of smart banking.
1.2.1 Overview of the industry's regulatory system.
1) Internet financial regulatory system.
2) Commercial bank supervision system.
1.2.2 Analysis of major industry policies.
1) Reserve requirement ratio regulation policy.
2) Adjustment of the benchmark interest rate.
3) Analysis of relevant regulatory policies.
1.2.3 Analysis of industry regulatory trends.
1.2.4. The impact of the policy environment on the development of the industry.
1) Analysis of the impact of interest rate marketization reform.
2) Analysis of the impact of RMB internationalization.
1.3 Analysis of the economic environment of smart banking.
1.3.1 Analysis of macroeconomic developments.
1) GDP growth.
2) Retail sales of consumer goods.
3) The growth of residents' disposable income.
4) Household consumption expenditure.
1.3.2 Financial market development.
1) Analysis of the bank's asset size.
2) Analysis of the scale of bank loans.
1.3.3 Macroeconomic outlook.
1.3.4. The impact of the economic environment on the development of the industry.
1.4. Analysis of the social environment of smart banking.
1.4.1 The current state of mobile device development.
1.4.2. Development of the Internet industry**.
1.4.3. The impact of the social environment on the development of the industry.
1.5. Analysis of the technical environment of smart banking.
1.5.1 Analysis of the development of cloud computing technology.
1) Development history.
2) Industry scale.
1.5.2 Analysis of the development of the big data industry.
1) The construction of the big data industry chain.
2) Big data market size.
3) Analysis of the application prospect of big data.
1.5.3 Analysis of the development of artificial intelligence technology.
1.5.4. The impact of the technical environment on the development of the industry.
Chapter 2: The development status of traditional banks and the necessity of smart banking.
2.1 The development status of traditional banks.
2.1.1 The main business of traditional banks.
1) Asset business.
2) Liability business.
3) Intermediate business.
2.1.2 Analysis of bank customer needs.
1) Analysis of the structure of bank customer demand.
2) Analysis of the trend of bank customer demand.
3) Bank customer segmentation trend analysis.
2.1.3 Analysis of the bank's operating efficiency.
2.1.4. Analysis of the development status of banking channels.
1) Physical outlets.
2) Self-service banking.
3) Banks.
4) Internet Banking.
5) Mobile Banking.
2.1.5 Customer management and service evaluation of traditional banks.
1) Analysis of customer management in traditional banks.
2) Evaluation and analysis of traditional banking services.
2.1.6 Analysis of the competitive status and pattern of China's banking industry.
2.1.7. Analysis of the problems existing in the development of traditional banks.
2.2 Transformation and upgrading model of traditional banks.
2.2.1 Transformation and upgrading model of traditional banks.
1) Internet thinking is embedded in the process of transformation and upgrading of commercial banks.
2) Take innovation as the driving force for the transformation and upgrading of commercial banks.
3) Take the transformation of business model as the core link of transformation and upgrading.
2.2.2 The stage of transformation and development of traditional banks.
1) Standardized transformation of bank branches.
2) Systematic transformation of bank branches.
3) Intelligent transformation of bank branches.
2.3 Analysis of the characteristics and construction route of smart bank.
2.3.1 The architecture of the smart bank.
2.3.2 Analysis of the core competencies of smart banking.
1) Ability to intelligently analyze customer needs.
2) Integrate multiple service channel capabilities.
3) Ability to improve operational efficiency.
4) The ability to analyze and process big data.
5) Ability to integrate risk management system.
2.3.3 Analysis of typical characteristics of smart banking.
1) Multi-functional features of smart banking.
2) Big data characteristics of smart banks.
3) O2O characteristics of smart banking.
4) Forward-looking and adaptable.
5) Business operation innovation and transformation.
2.3.4 Analysis of the construction route of smart bank.
1) The path of smart bank construction from a macro perspective.
2) The path of smart bank construction from a micro perspective.
2.4. Analysis of the necessity of the development of smart banking.
Chapter 3: Analysis of the current situation and experience of foreign smart bank construction.
3.1 Analysis of foreign smart banking environment.
3.1.1 Current status and outlook of global economic development.
1) The current situation of international economic operation.
2) Global economic development outlook.
3.1.2 Analysis of the international regulatory system.
1) Analysis of the international banking regulatory system.
2) Regulatory analysis related to international smart banking.
3.1.3 Analysis of the international social environment.
1) The structure of the international Internet market.
2) The development trend of the international Internet.
3.2. Lessons learned from the experience of smart construction of large international banks.
3.2.1 HSBC's experience in building smart banking.
1) The basic situation of HSBC's development.
2) Analysis of HSBC's main business performance.
3) HSBC big data management analysis.
4) HSBC Smart Banking Business Analysis.
3.2.2 Citibank construction experience.
1) Basic situation of Citibank's development.
2) Analysis of Citibank's main business.
3) The development history of Citibank Smart Bank.
4) Citibank operation analysis.
5) Citibank construction experience.
3.2.3 Experience in the construction of Standard Chartered Smart Bank.
1) Basic situation of the development of Standard Chartered Bank.
2) Analysis of Standard Chartered Bank's main business.
3) The development of Standard Chartered Smart Bank.
4) Experience in the construction of Standard Chartered Smart Bank.
3.2.4 Experience in the construction of smart banks in Wells Fargo.
1) The basic situation of Wells Fargo's development.
2) Analysis of Wells Fargo's main business performance.
3) Analysis of the development of Wells Fargo e-banking.
4) Wells Fargo Smart Bank Development Analysis - "Mini Branch".
5) Experience in the construction of smart banks in Wells Fargo.
Chapter 4: China Smart Banking Market Development Analysis.
4.1. The intelligent development of traditional banks.
4.1.1 The development status of traditional banks.
1) The scale of Bank of China's IT investment.
2) The amount of fintech investment by listed banks.
4.1.2 Smart Transformation Strategy of Traditional Banks.
1) Expansionary strategy.
2) Stable strategy.
3) Austerity strategy.
4.1.3 The development trend of traditional banks.
1) The banking industry will further deepen its service to the real economy.
2) The business model of the banking industry will be further differentiated.
3) The trend of financial disintermediation is irreversible.
4) The development of information technology brings new challenges and opportunities.
5) The development of the banking industry is steadily moving towards internationalization.
4.2. Internet banking operation and intelligent analysis.
4.2.1 Online banking operation and intelligent analysis.
1) The existing main business of online banking.
2) Analysis of the scale of online banking development.
3) Use of Internet Banking Users.
4) Analysis of innovative functions of online banking.
5) Intelligent transformation model of online banking.
6) The development trend of online banking.
4.2.2 Mobile banking operation and intelligent analysis.
1) Analysis of mobile banking business architecture.
2) The scale of personal mobile banking users.
3) Mobile app monthly active users.
4) Analysis of innovative functions of mobile banking.
5) The development trend of mobile banking.
4.3. Construction and intelligent analysis of community banks.
4.3.1 Background of community bank construction.
1) The goal of building a community bank.
2) Principles for the construction of community banks.
3) Differentiated positioning of community banks.
4.3.2 Functional zoning of community banks.
1) Traditional bank branch functional partition model.
2) Functional zoning mode of community bank outlets.
4.3.3 Functions and processes of community smart banking.
1) Self-service area construction.
2) Construction of customer experience area.
4.3.4. Community smart bank operation outsourcing services.
1) Responsibilities of community bank staff.
2) Introduction to operation service outsourcing services.
3) Customer value of operational service outsourcing.
4) Operational service outsourcing management system.
4.3.5. Investment in community smart bank equipment planning.
Chapter 5: Ecological Map of Smart Bank Construction and Terminal Equipment Market Development Analysis.
5.1. Ecological map of smart bank construction.
5.1.1 Goal planning.
5.1.2 Implementation Path.
5.1.3 Characteristics of the construction mode.
1) To serve the real economy, the key is to reach.
2) The business model of "borrowing a ship to go to sea".
3) Evaluation system of smart banking service capability.
4) The development idea of technology-driven business transformation.
5) Innovative mobile security system.
5.2 Analysis of the development of terminal equipment for smart banking.
5.2.1 Analysis of the development of bank self-service equipment.
1) Overview of Bank Kiosks.
2) Bank POS machine size analysis.
3) Analysis of the scale of bank ATMs.
5.2.2 Bank Kiosk Competitive Analysis.
5.2.3 Analysis of the development of intelligent teller machines (VTMs).
1) Distribution of bank VTM delivery.
2) Bank VTM market size.
3) Bank VTM Competitive Landscape.
4) Analysis of the advantages of VTM in banks.
5) Bank VTM value analysis.
Chapter 6: Analysis of the current situation of intelligent construction of traditional banks in China.
6.1 Comparison of the development of intelligent construction of traditional banks.
6.2. Analysis of the intelligent construction of key banks.
6.2.1 Industrial and Commercial Bank of China.
1) The basic development of ICBC.
2) ICBC loan business analysis.
3) Analysis of the development of ICBC's Internet banking.
4) The construction of ICBC's big data project.
5) Analysis of ICBC's smart network construction.
6.2.2 Agricultural Bank of China.
1) The basic development of the Agricultural Bank of China.
2) Analysis of loan business of Agricultural Bank of China.
3) Analysis of the development of ABC's online banking.
4) The development of science and technology finance in the Agricultural Bank of China.
5) Analysis on the development of ABC's smart outlets.
6.2.3 Bank of China.
1) The basic development of Bank of China.
2) Analysis of Bank of China's loan business.
3) Analysis of the development of BOC's Internet banking.
4) Bank of China Technology Finance Analysis.
5) Analysis of the construction of BOC's smart outlets.
6.2.4 China Construction Bank.
1) The basic development of CCB.
2) Analysis of CCB's loan business.
3) Analysis of the development of CCB's Internet banking.
4) Construction of CCB's big data project.
5) Analysis of CCB's smart outlets.
6.2.5 China Guangfa Bank.
1) The basic development of China Guangfa Bank.
2) Analysis of the loan business of China Guangfa Bank.
3) China Guangfa Bank's online banking analysis.
4) GF financial technology project construction.
5) Analysis of the transformation of GF Smart Bank.
6.2.6 China Everbright Bank.
1) The basic development of China Everbright Bank.
2) Analysis of Everbright Bank's loan business.
3) Analysis of the development of Everbright Internet Banking.
4) China Everbright Bank Digital Banking.
6.2.7 Minsheng Bank.
1) The basic development of Minsheng Bank.
2) Analysis of Minsheng Bank's loan business.
3) Analysis of the development of Minsheng Internet Banking.
4) The development of VTM of Minsheng Bank.
5) Construction of big data projects for people's livelihood.
6) Analysis of the construction of people's livelihood smart outlets.
6.2.8 China Merchants Bank.
1) The basic development of China Merchants Bank.
2) Analysis of China Merchants Bank's loan business.
3) Analysis of the development of China Merchants Bank's Internet banking.
4) China Merchants Bank's VTM launch.
5) Construction of big data projects of China Merchants Bank.
6) Analysis of the construction of CMB's smart outlets.
6.2.9 Ping An Bank.
1) The basic development of Ping An Bank.
2) Analysis of Ping An Bank's loan business.
3) Analysis of the development of Ping An Internet Banking.
4) Construction of Ping An Science and Technology Finance Project.
5) Analysis of the construction of Ping An smart outlets.
6.2.10 Industrial Bank.
1) The basic development of IB.
2) Analysis of IB's loan business.
3) Analysis of the development of online banking.
4) Construction of bank science and technology finance projects.
5) Analysis of the transformation of bank smart branches.
Chapter 7: Leading equipment and solution provider for smart banking.
7.1 Overall analysis of leading equipment and solutions for smart banking.
7.2 Case study of leading equipment and solution providers of smart banking.
7.2.1 IBM.
1) Introduction to the basic situation of the enterprise.
2) Analysis of business conditions.
3) Smart banking business analysis.
4) Analysis of enterprise competitiveness.
5) Analysis of the advantages and disadvantages of enterprise management.
7.2.2 Analysis of Huawei's Technologies*** business situation.
1) Brief analysis of enterprise development.
2) Analysis of business conditions.
3) Analysis of the business composition of the enterprise.
4) Smart banking business analysis.
5) Analysis of the advantages and disadvantages of the company's operating conditions.
6) Analysis of the latest development trends of the enterprise.
7.2.3 Hang Seng Electronics shares***
1) Introduction to the basic situation of the enterprise.
2) Analysis of business conditions.
3) Analysis of the business composition of the enterprise.
4) Smart banking business analysis.
5) Analysis of enterprise competitiveness.
6) Analysis of the advantages and disadvantages of enterprise management.
7.2.4 Guangzhou Yuyin Technology Co., Ltd. ***
1) Introduction to the basic situation of the enterprise.
2) Analysis of business conditions.
3) Analysis of the business composition of the enterprise.
4) Smart banking business analysis.
5) Analysis of enterprise competitiveness.
6) Analysis of the advantages and disadvantages of enterprise management.
7.2.5 Xinyada System Engineering Co., Ltd. ***
1) Introduction to the basic situation of the enterprise.
2) Analysis of business conditions.
3) Analysis of the business composition of the enterprise.
4) Smart banking business analysis.
5) Analysis of enterprise competitiveness.
6) Case study of bank cooperation.
7) Analysis of the advantages and disadvantages of enterprise management.
7.2.6 Guangzhou Radio and Television Yuntong Financial Electronics Co., Ltd. ***
1) Introduction to the basic situation of the enterprise.
2) Analysis of business conditions.
3) Analysis of the business composition of the enterprise.
4) Wisdom Banking.
5) Analysis of enterprise competitiveness.
6) Case study of bank cooperation.
7) Analysis of the advantages and disadvantages of enterprise management.
7.2.7 Beijing Zhongke Jincai Technology Co., Ltd. ***
1) Introduction to the basic situation of the enterprise.
2) Analysis of business conditions.
3) Analysis of the business composition of the enterprise.
4) Smart banking business analysis.
5) Analysis of enterprise competitiveness.
6) Analysis of the advantages and disadvantages of enterprise management.
7.2.8 Chengdu Santai Holding Group shares***
1) Introduction to the basic situation of the enterprise.
2) Analysis of business conditions.
3) Analysis of the business composition of the enterprise.
4) Smart banking business analysis.
5) Analysis of enterprise competitiveness.
6) Analysis of the advantages and disadvantages of enterprise management.
7.2.9 Shenzhen Yinzhijie Technology Co., Ltd. ***
1) Introduction to the basic situation of the enterprise.
2) Analysis of business conditions.
3) Analysis of the business composition of the enterprise.
4) Analysis of enterprise competitiveness.
5) Analysis of the advantages and disadvantages of enterprise management.
Chapter 8: Development Prospects and Investment Suggestions for Smart Banking.
8.1 Analysis of the development trend and market prospect of smart banking.
8.1.1 Market prospect analysis of smart banking.
8.1.2 Analysis of the development trend of smart banking.
1) Intelligent.
2) Lightweight.
3) Specialization.
4) Community.
8.2 Analysis of the development trend of smart banking terminal equipment.
8.3. Development planning and strategy implementation of smart banking.
8.3.1. Channel integration planning and analysis.
1) Channel development direction.
2) Vigorously develop electronic channels.
3) Continue to promote the transformation of outlets.
4) Steadily strengthen channel coordination.
8.3.2 Customer experience intelligence insights.
1) Effectively collect and manage customer information.
2) Strengthen information analysis and mining.
3) Build a loyalty evaluation system.
4) Establish a normalized customer experience mechanism.
8.3.3. Community development implementation plan.
1) Positioning of community banks.
2) Service optimization of community banks.
3) Practical application of smart community.
8.3.4. Big data development and implementation plan.
1) "Big Data" strategic goal.
2) "Big data" strategic path.
Table of Contents of Charts. Figure 1: Morphological evolution of banks.
Chart 2: Main Types of Banks.
Exhibit 3: Key figures**.
Figure 4: Business supervision of Internet finance by the First Committee, One Bank, and Two Sessions.
Chart 5: The main content of the supervision of commercial banks by the supervisory authorities.
Chart 6: Reserve Requirement Ratio Adjustments 2012-2023 (Unit: %)
Chart 7: Adjustment of RMB Deposit and Loan Benchmark Interest Rates of Financial Institutions from 2013 to 2023 (Unit: %)
Exhibit 8: Banking regulations and normative documents.
Chart 9: A brief analysis of the impact of interest rate liberalization reform.
Figure 10: China's GDP size and growth from 2010 to 2023 (unit: trillion yuan, %)
Figure 11: Trend of China's total retail sales of consumer goods from 2015 to 2023 (unit: trillion yuan, %)
Figure 12: Changes in per capita disposable income of urban and rural households in China, 2010-2023 (unit: yuan, %)
Figure 13: Per capita consumption expenditure of Chinese residents from 2015 to 2023 (unit: RMB).
Chart 14: Structure of China's consumer spending in 2023 (unit: %)
Chart 15: Total assets and liabilities of China's banking financial institutions in RMB and foreign currencies from 2018 to 2023 (unit: trillion yuan).
Chart 16: Total deposits and loans in RMB and foreign currencies of China's banking financial institutions, 2018-2023 (unit: trillion yuan).
Exhibit 17: Key economic indicators** in 2023 (unit: %)
Exhibit 18: Analysis of the impact of the novel coronavirus epidemic on China's economy in 2023.
Figure 19: China's Internet Population and Internet Penetration Rate from 2015 to 2023 (unit: 10,000 people, %)
Figure 20: Usage rate of various Internet applications by Chinese netizens from 2018 to 2023 (unit: 10,000 people, %)
Figure 21: China's mobile Internet market size from 2024 to 2030** (unit: 100 million yuan).
Figure 22: China's cloud computing development stage.
Figure 23: China's cloud computing market size growth from 2017 to 2023 (unit: 100 million yuan, %)
Figure 24: Development direction of big data industry chain for different types of enterprises.
Figure 25: China's big data market output value and growth rate from 2024 to 2030 (unit: 100 million yuan, %)
Figure 26: Stages of Chinese AI development.
Figure 27: Market size of Chinese artificial intelligence industry from 2018 to 2023 (unit: 100 million yuan).
Exhibit 28: Asset business content of traditional commercial banks.
Exhibit 29: Liabilities of traditional commercial banks.
Exhibit 30: Intermediary business of traditional commercial banks.
Exhibit 31: Analysis of bank customer demand.
Exhibit 32: Analysis of the operating efficiency of China's banking industry, 2019-2023 (unit: %)
Exhibit 33: Bank Customer Segmentation.
Exhibit 34: Analysis of service levels of traditional banks.
Exhibit 35: Competitive landscape of traditional banks at a glance.
Exhibit 36: Intelligent banking architecture for fintech.
Exhibit 37: Ability of Mind Bank to Analyze Customer Needs.
Exhibit 38: Smart Bank's ability to improve operational efficiency.
Exhibit 39: The necessity of the development of smart banking.
Exhibit 40: Total world GDP (current dollars) and its growth from 2015 to 2023 (in trillions, %)
Exhibit 41: US GDP and its growth rate from 2015 to 2023 (in trillions, %)
Exhibit 42: Changes in Japan's GDP from 2012 to 2023 (in %)
Chart 43: Eurozone GDP growth from 2013 to 2023 (in %)
Exhibit 44: World Economic Outlook 2020-2023 (in %)
Figure 45: Global mobile subscriber base and ** (unit: 100 million households) from 2024 to 2030
Figure 46: Global mobile Internet user scale and ** (unit: 100 million) from 2024 to 2030
Exhibit 47: Global Internet penetration rate at the end of 2023 (in %)
Exhibit 48: Revenue share of the world's top five telecom equipment vendors** in 2023 (unit: %)
Exhibit 49: Standard Chartered Bank (China) operating efficiency in 2023 (unit: 100 million yuan, %)
Exhibit 50: Wells Fargo operating performance in 2023 (in US$100 million, %)
Exhibit 51: Analysis of Wells Fargo e-banking technology construction.
Exhibit 52: Analysis of Wells Fargo e-banking product upgrades.
Exhibit 53: Wells Fargo e-banking user experience analysis.
Figure 54: Comparative analysis of the configuration of traditional and mini outlets.
Exhibit 55: Wells Fargo branch pattern innovation model.
Figure 56: The scale and growth rate of Bank of China's IT investment from 2015 to 2023 (unit: 100 million yuan, %)
Exhibit 57: Fintech investment of major A-share listed banks in 2023 (unit: 100 million yuan, %)
Exhibit 58: Analysis of banks' Internet financial service models.
Exhibit 59: Online Banking Content.
Figure 60: Number of off-counter transactions of Bank of China from 2015 to 2023 (unit: 100 million transactions, %)
Chart 61: The size and growth of Bank of China's off-the-counter transactions from 2015 to 2023 (unit: trillion yuan, %)
Figure 62: Usage rate of e-banking channels among individual users, 2018-2023 (unit: %)
Exhibit 63: Average monthly effective usage time of e-banking users by click (unit: minutes).
Figure 64: Security authentication methods for personal mobile banking in China, 2018-2023 (unit: %)
Exhibit 65: Users' perception of security towards online financial channels in 2013 vs. 2019 (unit: %)
Figure 66: Proportion of online financial channels perceived as "very safe" by city at different levels (unit: %)
Exhibit 67: Development trend of corporate online banking from 2015 to 2023 (unit: %)
Exhibit 68: Analysis of innovative features of online banking.
Exhibit 69: Smart development trend of online banking.
Exhibit 70: List of major mobile banking businesses.
Figure 71: Personal mobile banking user statistics of banks in China from 2017 to 2023 (unit: 100 million households, 10,000 households).
Exhibit 72: 2018-2023 monthly active level of mobile apps in China (unit: 10,000).
Exhibit 73: Four modes of mobile banking.
Exhibit 74: Mobile banking innovations.
Figure 75: Goals for building community banks.
Figure 76: Principles for building community banks.
Exhibit 77: Zoning model of community smart banks.
Exhibit 78: Responsibilities of outsourced staff in community bank lobbies.
Exhibit 79: Customer Value of Operations Outsourcing Services.
Exhibit 80: Operational Service Outsourcing Management System.
Figure 81: Investment in community smart bank equipment planning.
Exhibit 82: Mind Bank Goal Roadmap
Figure 83: Target planning chart.
Exhibit 84: Major types of self-service kiosks in the banking sector.
Figure 85: Changes in the number of networked POS machines in China from 2018 to 2023 (unit: 10,000 units, %)
Figure 86: China's POS equipment ownership per 10,000 people from 2014 to 2023 (unit: Taiwan 10,000 people, %)
Figure 87: Number of ATMs in China from 2015 to 2023 (unit: units, %)
Exhibit 88: Key manufacturers of self-service kiosks in China's banking industry.
Exhibit 89: VTM offers several advantages over other service channels.
Exhibit 90: Value analysis of VTM machines.
Exhibit 91: Bank branch vs. VTM costs.
Exhibit 92: Analysis of banks' Internet financial service models.
Exhibit 93: Basic information of ICBC.
Exhibit 94: ICBC Loan Structure by Business Type, 2018-2023 (Unit: million yuan, %)
Exhibit 95: ICBC Loan Structure by Guarantee Type, 2018-2023 (Unit: million yuan, %)
Exhibit 96: Basic information of Agricultural Bank of China.
Exhibit 97: Agricultural Bank of China's loan structure from 2018 to 2023 (by way of guarantee) (unit: million yuan, %)
Exhibit 98: Analysis of the development of online banking at the Agricultural Bank of China.
Figure 99: Development of science and technology finance in Agricultural Bank of China.
Exhibit 100: Basic information of Bank of China.
Exhibit 101: Loan structure of Bank of China Group and Bank of China (by entity) (unit: million yuan), 2018-2023
Exhibit 102: Changes in the number of online banking customers of Bank of China from 2018 to 2023 (unit: 10,000 customers, %)
Exhibit 103: Basic information of CCB.
Exhibit 104: CCB's loan structure by entity, 2018-2023 (unit: million yuan, %)
Exhibit 105: CCB's loan structure from 2018 to 2023 (by type of guarantee) (unit: million yuan, %)
Exhibit 106: Analysis of the development of China Construction Bank's Internet Banking.
Exhibit 107: Basic information of China Guangfa Bank.
Exhibit 108: Loan structure of China Guangfa Bank from 2018 to 2023 (unit: 1,000 yuan).
Exhibit 109: Basic information of China Everbright Bank.
Exhibit 110: Loan structure of China Everbright Bank from 2018 to 2023 (unit: million yuan, %)
Exhibit 111: Basic information of Minsheng Bank.
Exhibit 112: Loan structure of Minsheng Bank from 2018 to 2023 (by entity) (unit: million yuan, %)
Exhibit 113: Structure of personal loans and advances of Minsheng Bank from 2016 to 2023 (by entity) (unit: million yuan, %)
Exhibit 114: Basic information of China Merchants Bank.
Exhibit 115: Group's loan structure by product type, 2018-2023 (in million RMB, %)
Exhibit 116: Loan structure by type of guarantee, 2018-2023 (in million RMB, %)
Exhibit 117: 2023 China Merchants Bank" and "Pocket Life" operating results.
Exhibit 118: Basic information of Ping An Bank shares***.
Chart 119: Ping An Bank's deposit and loan business by entity (unit: million yuan) from 2018 to 2023
Exhibit 120: Basic information of Industrial Bank shares.
Slightly··· For a complete catalog, please contact customer service.