2024 is a year worth looking forward to for the majority of retirees. Because according to sources, the state will carry out a major reform of the pension system this year to increase the basic pension level of retirees. So, what is the specific content of this pension adjustment? The pension increase of corporate retirees can reach 75%? Let's take a look.
Pension is the main income of retirees** and an important factor in ensuring the quality of life of the elderly. With the acceleration of China's aging population, the pressure on pension payment is increasing, and the level and degree of security of pension are not satisfactory. Some retirees have pensions of only a few hundred yuan, and some retirees do not have enough pensions to cover medical expenses. These problems have aroused widespread concern and discussion in society.
In order to solve these problems, the state has raised pensions for 19 consecutive years in the past few years, so that the pension level of retirees has been gradually increased. However, due to the impact of factors such as prices and slowing economic growth, the range of pensions is also declining year by year. In 2023, the pension of retirees nationwide will be increased by 38%, which is the lowest increase in almost a decade.
Therefore, in order to better protect the legitimate rights and interests of retirees and meet their material and spiritual needs, the state has decided to carry out a major reform of the pension system in 2024 to increase the basic pension level of retirees. This reform is not only a welfare for retirees, but also a fairness for society, and an investment in the future.
According to the Ministry of Human Resources and Social Security and the Ministry of Finance, the scope, level and method of this pension adjustment have been clearly stipulated. The details are as follows:
Scope of adjustment: Retirees who have gone through the retirement procedures in accordance with the regulations and receive a basic pension on a monthly basis before December 31, 2022, including retirees from enterprises, government agencies and institutions.
Adjustment level: The national adjustment ratio is based on 38% sure. Each province shall determine the adjustment ratio and level of its own province with the national adjustment ratio as the upper limit.
Adjustment methods: Adopt the method of combining quota adjustment, linkage adjustment and appropriate inclination, and realize the unification of adjustment methods for retirees in enterprises, government agencies, and institutions. The quota adjustment reflects the principle of fairness; Linked adjustment to implement the incentive mechanism of overpayment and long-term payment; Tilted adjustments should be made to elderly retirees, retirees from hardship and remote areas, and retired demobilized military cadres from enterprises, and the level of adjustment should be appropriately raised.
From the above content, it can be seen that the scope, level and method of this pension adjustment are relatively reasonable and scientific. It not only takes into account factors such as price level and economic growth rate, but also considers the different situations of retirees, so as to achieve fair distribution and reasonable incentives for pensions. Then, the pension increase of corporate retirees can reach 75%?
The answer is: possibly, but not necessarily. Because the maximum range of pension not only depends on the national adjustment ratio, but also depends on the individual's pension base, length of service, age and other factors. Due to the large difference in the pension level between enterprise retirees, some are as high as a few thousand yuan, and some are only a few hundred yuan, so their ** range will also have a large difference. We can illustrate this with an example:
Suppose there are two enterprise retirees, one has a pension of 5,000 yuan, 40 years of service, and an age of 70 years; The other has a pension of 1,000 yuan, 20 years of service, and an age of 60. If calculated according to the above adjustment method, how much will their pension be?
The first place: the quota adjustment is 35 yuan, and the peg adjustment is 4014 = 56 yuan, pension level linked adjustment 500012% = 60 yuan, 40 yuan for the tilt adjustment of the elderly, a total of **191 yuan, an increase of 191 5000 = 382%。
Second place: the quota adjustment is 35 yuan, and the peg adjustment is 2014 = 28 yuan, pension level linked adjustment 100012% = 12 yuan, totaling **75 yuan, an increase of 75 1000 = 75%。
As can be seen from this example, the second retiree has an increase of 75%。The pension base of the first retiree is higher, although it enjoys the adjustment of the old age, but the increase is still lower than the national adjustment ratio. Therefore, can the pension increase of corporate retirees reach 75%, depending on the situation.
The pension adjustment in 2024 is a major reform, which will effectively increase the basic pension level of retirees, so that they can enjoy a better quality of life. Can the pension increase of corporate retirees reach 75%, depending on their pension base, length of service, age and other factors, some may be reached, and some may not be. However, in any case, this adjustment is a one-month dynamic incentive plan for retirees, and it is also a fairness to the society, and it is also an investment in the future. Let's look forward to the implementation of this adjustment, so that retirees can live a happy and healthy old age.