After paying social security in the field for more than a year, I chose to resign due to my own reasons, left my workplace, and left this area, so can I choose to withdraw from my social security? Because I don't plan to continue to pay social security and have left the city, some people do have such thoughts, we can understand, but the payment of social security does not mean that you can quit if you want to, he is completely different from you buying a car and refunding the deposit. In fact, even if you go to buy a car, if you pay a deposit and want to return the deposit, I believe it is not a very easy thing, unless you find a strong reason, maybe as a car company will give you a refund.
Our payment of social security is not the same as buying and selling goods, and the so-called any commodity will be available according to the provisions of consumer insurance. A 7-day return without reason, especially online shopping, then basically it can be done, no matter what the reason, he has no reason to refuse you as long as you can choose to return the goods within the specified time, that is, within 7 days of your purchase and receipt, or to replace the goods, there is no problem, even if the products purchased in the store, then you can also choose to return unconditionally because of quality problems, which is okay.
But pay social security, it is not the purchase of goods, once we establish a social security payment account, the money you pay can effectively accumulate your payment years, in the future after reaching the statutory retirement age, if the cumulative payment period is more than 15 years, you can go to retirement normally, enjoy the treatment of receiving a monthly pension, if you do not reach the 15th anniversary of the time, then you may not be able to retire for the first time, some people will face a delayed retirement problem, There are also some people who may not want to participate in social security again, and it is okay to choose to give up at this time.
Because after reaching the statutory retirement age, if you do not need to continue to participate in insurance, or do not want to continue to participate in insurance, it is generally allowed to be refunded to you personally, but we need to pay attention to the fact that he does not mean a full refund, for example, you have paid 100,000 yuan for pension insurance. In the process of refunding the fee, it does not mean that the entire 100,000 yuan will be refunded to you, but only the part of the personal account can be refunded.
Because we pay the pension insurance for urban workers, it will establish two different accounts, one is an individual account and the other is a pooled account. 1 3 of the total payment goes into the personal account, 2 3 of the total payment goes into the overall account, this part of the personal account can be withdrawn normally, for example, if you pay 100,000 yuan, you will probably withdraw about 35,000 yuan to 40,000 yuan, but more than 60,000 yuan of the overall account part can not be withdrawn. So obviously, if you choose to quit, it will not be beneficial for you, so we recommend that you still have to participate in the insurance and pay normally until the retirement conditions are met and you can receive a pension normally, which is the best choice.
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