After being in Vietnam for a long time, there will always be friends who ask me if I can use Alipay and WeChat to pay in Vietnam? I told them that Vietnam doesn't use WeChat and Alipay, so they can't use these two apps to spend. But Vietnamese locals can pay for the consumption amount by mobile phone, their payment software is called chy n kho n, the pronunciation is similar to Chinese "transfer", the payment method is similar to our WeChat, Alipay payment method, are by scanning each other's *** to complete the transaction.
So the problem is, we can't use the software used by locals as foreigners, WeChat and Alipay don't work, and it's impossible to take a bunch of cash to spend outside every day, right? So can our Chinese UnionPay card be used in Vietnam? Can you swipe UnionPay cards in Vietnam?
The answer is yes, UnionPay cards are available in Vietnam. In Vietnam, UnionPay cards are accepted in a wide range of ways, with more than 90% of merchants and almost all ATMs supporting UnionPay cards.
In this case, how should Chinese tourists use their UnionPay cards in such a convenient payment situation? Is it used in the same way as we in China? Will the exchange rate conversion fee be high for purchases? Next, Yue Jiang will state for you:
In Vietnam, you must have a credit card with the UnionPay logo to use it at POS machines with the UnionPay logo or at ATMs with the UnionPay logo.
Mainstream banks such as Vietnam Foreign Trade Bank and Saigon Commercial Credit Bank have issued a variety of UnionPay card products. Most ATMs have an English interface, and some ATMs have a single withdrawal limit, in which case you can withdraw money in multiple times, as long as the cumulative amount does not exceed the limit. Here are some examples:
Citibank: A single withdrawal of VND 8 million, about 2,500 RMB;
AGRIBANK, Dongabank, HSBC: a single withdrawal of VND 5 million, about RMB 1,500;
Other banks such as bidv: A single withdrawal of VND 3 million, about RMB 900.
The ATM withdrawal fee for using a UnionPay card in Vietnam consists of two parts:
1) Fees of the issuing bank: Please consult the issuing bank for the specific rate.
2) Vietnam ATM Acceptance Agency Service Fee: Some ATMs will charge a withdrawal service fee, which is charged by the local bank in Vietnam and has nothing to do with UnionPay and the card issuer.
If you can also use your UnionPay card for shopping in large supermarkets, you need to press the "alpha" button on the POS machine in Vietnam to make a card transaction. Merchants in Vietnam are advised to bring and use UnionPay credit cards and UnionPay debit cards (both starting with 62) to ensure that they can enjoy the benefits and services of the UnionPay network. When using a UnionPay card, consumers do not need to pay additional handling fees, and because they choose to spend through the UnionPay network, they can avoid currency conversion fees ranging from 1% to 2%.
Tips: Please do not set the password of UnionPay card too simple and simple. After all, if you are in a foreign country, if there is a loss of property due to password leakage, it will be quite troublesome to deal with!