February** Dynamic Incentive Program
Born in the year, with 41 years and 3 months of service, retired in March, can I receive a pension of 6,000 yuan?
When the insured person goes through the retirement procedures, the length of service is indeed 41 years and 3 months, but whether the pension treatment after retirement can receive 6,000 yuan is still calculated according to the actual situation of the insured person, because the pension is calculated by a number of data, so other payment conditions are also very important.
For example, this insured person with 41 years and 3 months of service, the retirement time is March 2024, the retirement age is 60 years old, and when he goes through the retirement procedures, his personal account balance is only about 95,000 yuan, so it can be calculated that hisThe personal account pension is 95000 139 = 683$45
Because his personal account balance is relatively low, we can speculate that his usual payment grade will not be too high, so according to his actual payment situation, we can calculate that his average payment index is about 0863, the place of retirement is Heilongjiang, and the pension calculation base in 2024 is 7010 yuanThe basic pension is 7010 * (1 + 0.).863）/2*41.25*1%=2693.55 yuan
At the time of retirement, the deemed payment period of the insured person can be recognized as 13 years, according to the transitional pension calculation method in Heilongjiang, there are 13 years in the deemed payment period, and the average payment index is 0863 in the case of this insured personThe transitional pension has 7010*0863*13*1.2%=943.74 yuan
Add the above 3 parts of the treatment to calculate the insured personThe pension is about 4320$74It can be seen that the pension of this insured person has not reached 6,000 yuan, and the reason is relatively simple:
One is because his average price index is relatively low, and the other is because the pension calculation base in the retirement place is also relatively low, so in the case of his long working years, but the pension treatment after retirement may not be 6,000 yuan.
To put it simply, retirees with 41 years and 3 months of service, if the average contribution index of the individual and the pension base of the retirement place are not too high, then after the retirement procedures, the monthly pension treatment is not up to 6,000 yuan, otherwise, the pension treatment that can be received can reach 6,000 yuan.