On February 3, a series of rear-end collisions occurred on the Gaotao Bridge in Lu'an, Anhui Province. Due to the water and ice on the bridge, the vehicles could not brake, and many vehicles collided one after another, and the accident caused a series of collisions of dozens of vehicles.
Witnesses said that the vehicle crashed on the slippery road, and there were many injured, and dozens of ambulances came. Although there were seriously injured people, there were no fatalities. The accident has also attracted widespread attention and discussion among netizens.
Some people are worried about the payment of insurance companies, and for such large-scale car accidents, the insurance company's compensation process and standards are particularly important.
At the same time, some netizens put forward some suggestions for traffic safety, such as trying not to drive out in ice and snow weather, especially in viaducts and other road sections, which are more likely to have dangerous situations such as runaway landslides.
In general, in the face of adverse weather conditions, we should try to avoid unnecessary travel and ensure the safety of ourselves and others.
At the same time, we also need to strengthen traffic safety awareness, improve driving skills, and choose routes and speeds reasonably to reduce the occurrence of traffic accidents.
The division of liability and insurance payout for traffic accidents is not static, and the specific situation needs to be determined according to the terms of the insurance contract and the legal provisions.
Under normal circumstances, if two vehicles are involved in a traffic accident, the insurance company will pay compensation, and the division of responsibility will be determined based on the insurance company's investigation and evidence.
If one party is not liable at all, then the other party's insurance company should be fully liable. If both parties are liable, then the proportion of liability will be determined according to the agreement of the insurance contract, and each party will bear the corresponding liability.
In the case of a serial accident, where multiple parties are liable, the insurance company may negotiate to determine the amount of compensation for each party. The exact payment method may vary depending on the insurance company's policies and circumstances.
As for what netizens said about "each repairing their own car", this situation may be that they repair their own vehicles without insurance or when both parties choose not to pay through the insurance company.
However, if there is insurance, the insurance company should be liable for compensation according to the provisions of the insurance contract.
In conclusion, the division of liability for traffic accidents and the payment of insurance claims is a complex process, and the specific situation needs to be determined according to the insurance contract and the law.