I believe we all know that in the middle of each year, 31 places across the country will issue pension adjustment notices, and basically all retirees who participate in the pension insurance for urban workers can get an increase in pensions. For example, in May 2023, the Ministry of Human Resources and Social Security announced that the national average pension ratio is 38%, and in July, various localities announced the adjustment rules. This year, it will also be adjusted, and the increase and reissue are likely to be between May and July.
The transitional pension increase mentioned in this article and the pension adjustment involving all retirees are two different dimensions and do not affect each other, not that the additional pension will not be adjusted at the beginning of the year and the middle of the year, there are three main differences.
First, only some retirees in Guangdong and Jiangsu provinces can issue additional dividends.
The mid-year adjustment is that all retirees in the country can add money, but the adjustment rules are different in various places, and the transitional pension at the beginning of the year is only Guangdong and Jiangsu, Guangdong Province will start to issue additional pensions in 2021, and Jiangsu Province will start to increase this year.
In addition, even in Guangdong and Jiangsu, the pension insurance for urban employees may not necessarily be able to be increased, and the corresponding conditions must be met, simply put, the transitional pension calculated under the new policy is higher than the amount calculated according to the old policy at the time of retirement. There is no transitional pension or the result of the new policy is not as high as the old policy, and it will not enjoy additional issuance.
Second, the transitional pension is only increased and not reissued.
After the mid-year pension adjustment, retirees know that they will make up the money. For example, in a certain place, the pension will be adjusted in July 2023, and Zhang San will increase by 130 yuan per month, which means that from July 2023, he will not only have an additional pension of 130 yuan per month, but also get a one-time payment amount for a total of 6 months from January to June 2023, that is, 780 yuan.
The increase caused by the change in the calculation method of the transitional pension mentioned in this article does not involve repayment, but only increases from the month of the additional issuance, and will not retroactively adjust the amount of pension received before.
Third, it is not possible to obtain additional issuance every year.
The pension adjustment in 2023 is 19 consecutive years**, and it is almost certain that this number will increase in the future, "20 consecutive increases", "21 consecutive increases", and "22 consecutive increases".
Guangdong Province has adopted the method of completing the additional issuance in 5 years, with the first additional issuance in 2021, the additional issuance in 2025, and no additional issuance in 2026; Jiangsu will start additional issuance this year, and the additional issuance will be completed in 3 years, and the additional issuance of the last year will be in 2026, after which there will be no additional issuance.
The above are the main differences between the transitional pension increase unique to Guangdong Province and Jiangsu Province and the annual regular adjustment. Of course, if there are new policy adjustments in the future, it is not excluded that more provinces will join the additional issuance column, which is a later story, and I will introduce and interpret it for you once there is a new policy.
After learning about the transitional pension increase in the two major economic provinces, let's talk about how much money can be added. The additional issuance amount in 2024 has come out, you can compare the pension between December 2023 and January 2024, the difference is the monthly additional part of this year, so how much will be the monthly additional issuance next year? We don't have to wait until next year to find out, we can figure it out by formula.
Assuming that this year increases by 200 yuan per month, the additional amount of retirees in Guangdong Province and Jiangsu Province in 2025 will be differentLet's start with the situation in Guangdong Province.
Guangdong Province will start to issue additional transitional pension differences in 2021, and adopt the method of completing the additional issuance in 5 years, with 30% of the difference in the first year (2021), 50% in the second year, 70% in the third year, 90% in the fourth year, and 100% in the fifth year.
This year is the fourth year of additional issuance in Guangdong Province, and 90% of the difference in the additional issuance, since 70% has been added in the third year, the increase in this year is actually 20% of the difference. At the same time, 100% of the additional issuance will be issued in 2025 (the fifth year), and 90% of the previous four years have been issued, so the actual additional issuance is 10% of the difference. The above passage may not be easy to understand, please read it repeatedly.
It can be seen that the annual additional issuance amount (10%) is half of this year's (20%), and the monthly increase of 200 yuan this year will be 100 yuan per month next year.
After talking about Guangdong, let's introduce the amount of additional issuance in Jiangsu next year.
The Jiangsu plan will be completed in three years, with 40% of the difference in the first year (2024), 70% in the second year, and 100% in the third year. Similar to the policy of Guangdong Province, it has already increased by 40% in 2024, so 2025 is an additional 30% on the basis of 2024, and 70% in two years.
The additional 200 yuan in 2024 is 40% of the difference, and the calculation shows that the additional 30% in 2025 corresponds to 150 yuan.
Finally, I would like to summarize the calculation method of the additional pension for retirees in Guangdong Province and Jiangsu Province in 2025.
The first step is to compare the pension in January this year with the pension in December last year to get the additional amount in 2024; The second step is to calculate the additional issuance amount in 2025 according to the following formula.
Eligible retirees in Guangdong: 2024 additional amount 2
Eligible retirees in Jiangsu: 04*0.3
It should have been made very clear, if you still don't understand, you can leave a message in the comment area, and after seeing it, you will calculate the amount of transitional pension in 2025.
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