With the new adjustment of medical insurance, all personal accounts will be cancelled, and how will the balance in the card be handled?
Medicare is a national social security scheme that aims to provide medical coverage to the general public. The personal account of medical insurance is the money paid by the insured person, which can be used to purchase drugs and medical services. Recently, the medical insurance policy has been adjusted"Personal account"will be cancelled, so what will happen to the balance in the health insurance card? As a senior writer, the author would like to put forward some opinions and suggestions from the perspective of the insured, combined with the reform policy of personal account funds:
Understand the background to health insurance policy reform. In recent years, with the aging of the population and the increase in the pressure of medical insurance, the medical insurance policy has to be reformed to meet the needs of social development. One of the problems is"Personal account"exists. On the one hand,"Personal account"The existence of medical insurance is easy to lead to the abuse of medical insurance, resulting in the waste of medical insurance and the unreasonable allocation of medical resources; On the other hand,"Personal account"The existence of the existence is easy to lead some people to ignore the protection function of medical insurance and cannot make full use of medical insurance policies. On the other hand,"Personal account"The existence of medical insurance will also lead to some people ignoring the protection function of medical insurance and not making full use of medical insurance policies.
Log out"Personal account"After that, the balance of the medical insurance card will be transferred to **? According to the policy, the balance in the medical insurance card will be transferred to the medical insurance co-ordination**. In this way, the medical insurance treatment of the insured will be improved to a certain extent, because the overall planning ** can be used to pay for more medical expenses, including hospitalization**, outpatient** and drug fees.
In addition, the reform of the medical insurance policy will also increase the self-payment of outpatient expenses, and include the general outpatient expenses of frequent and common diseases into the scope of overall payment. This reform not only allows the insured people to enjoy better medical services, but also reduces the pressure on medical insurance, improves the function of mutual assistance and mutual aid in medical insurance, and enhances the sense of access of the whole people.
Finally, in order to better protect the rights and interests of the insured, it is recommended that everyone actively participate in the medical reform, understand the changes and adjustments of the medical insurance policy, and better use the medical insurance policy to protect their medical insurance rights and interests. At the same time, it is necessary to pay attention to the rational use of medical insurance** to avoid waste and abuse.
In short, the reform of medical insurance policy is to meet the needs of social development and better protect the health rights and interests of the people. The balance of the medical insurance card will be included in the overall medical insurance plan**, which is an important part of the medical insurance policy reform. Insured persons should actively participate in the reform of medical insurance, understand the changes and adjustments of medical insurance policies, and make better use of medical insurance policies to protect their own health rights and interests. At the same time, it is also necessary to pay attention to the rational use of medical insurance** to avoid waste and abuse. In this way, we can make better use of the benefits provided by medical insurance to protect the health of ourselves and our families.