There are two main ways to change the insurance after the transfer of the vehicle: the change of the policy elements and the re-insurance after surrender.
Changes to the elements of the policy: This means changing the car of the insured and the owner, but the insurance content remains the same. After completing the vehicle transfer procedures, the new owner needs to bring the transfer ticket, a copy of the driving license, the original insurance policy, the owner's ID card and the original insurer's ID card to the insurance company to fill in a transfer application form to complete the insurance transfer. In addition, directly take the motor vehicle driving license and change procedures, go to the insurance company that bought the insurance to go through the insurance change procedures, and allow the motor vehicle compulsory insurance and commercial insurance to go through the change procedures.
Re-apply after surrender: If you choose to surrender the policy, the new owner will be required to pay the premium from the beginning of the policy to the surrender of the policy, and the insurance company will refund the remaining fees. After the policy is surrendered, the new owner can choose a new insurance company for insurance. If the compulsory traffic insurance is bound to the vehicle and cannot be surrendered, you can find the salesman of the insurance company to check when the original policy will expire, and apply for insurance 60 days before the expiration; Regardless of whether there is commercial insurance or not, you can directly apply for insurance according to the information after the transfer before it expires.
It should be noted that timely handling of vehicle insurance transfer procedures is an effective measure to safeguard one's legitimate rights and interests. The process of transferring vehicle insurance is relatively simple, you only need to bring a new driving license, the owner's ID card, the vehicle ownership certificate, the insurance contract procedures, and the insurance contract is issued by the insurance company's business hall to do the policy approval procedures. In addition, if the owner of the vehicle transfer remains unchanged, the insurance should also be transferred together, because timely handling of vehicle insurance transfer procedures is an effective measure to protect their legitimate rights and interests.
To sum up, the change of insurance after the transfer of the vehicle can be carried out in two ways: the change of policy elements or the re-insurance after surrender. Car owners should choose the appropriate change method according to their actual situation and communicate with the insurance company in time to ensure the smooth progress of the claim process.