"High-quality development is the primary task of building a modern socialist country in an all-round way, and finance should provide high-quality services for economic and social development. ”This is the clear policy requirement of the first financial work conference.
Bank of Ningbo Nanjing Branch actively fulfills the original mission of financial services for local economic development, closely follows the national policy guidance, focuses on key areas and key links, continues to introduce targeted policies and measures with high gold content, and wholeheartedly supports the high-quality development of the real economy and the private economy.
Excellent service, "adding" oil for the transformation and upgrading of the local economy
In recent years, Bank of Ningbo Nanjing Branch has adhered to the positioning of "serving the local economy, serving small and micro entities, and serving urban and rural residents", and carried out multi-dimensional service docking.
Be good to customers with sincerity. Focusing on Nanjing's "Three-year Action Plan for Strengthening the City by Industry".Build a franchise service modelThe strategic customer department and industry operation department of the branch were established, and the top leader was responsible for the overall leadership, planning and layout of the financial empowerment of the modern industrial system. Promote the implementation of policy dividendsActively seek credit scale support from the head office, increase support for entities in the modern industrial system, study and judge the business development indicators of manufacturing, science and technology enterprises, specialized and special new enterprises, and green and intelligent industries, and support credit policies to ensure the rapid implementation of credit resources. Up to now, the branch has issued nearly 40 billion yuan of loans to technology-based enterprises.
Let the profession create value. Enrich the professional service networkFocusing on the "construction of a regional science and technology innovation center and a high-level talent gathering platform", relying on the four enabling mechanisms of science and technology innovation of the head office, we have built a professional service team, and in 2023, we have achieved full coverage of the business institutions of the science and technology innovation team in Nanjing, and visited more than 600 science and technology enterprises. Deepen the systematic empowerment pathBased on the requirements of "making good use of green financial instruments", we continued to enrich policy services and successfully landed the first carbon neutrality bond in Nanjing, and up to now, the balance of green financial loans of the branch is 416.8 billion yuan, and green infrastructure upgrades accounted for 9668%。Enrich the scenario-based inclusive systemFocusing on residents' new consumption, upgrading new service scenarios, relying on the "Bank of Ningbo Better Life" platform, high-quality merchants are selected to settle in, and a variety of characteristic activities are carried out around the eight major sectors of residents' lives, which resonate with local economic development at the same frequency. Up to now, the platform has cooperated with more than 2,000 local merchants and facilitated more than 100,000 consumer orders.
Improve efficiency and "reduce" negative energy for the high-quality development of local enterprises
Front-loading service, efficient assistance, and richer functions. The branch efficiently coordinates resources to promote the offline service model of "one circle, one chain and one meeting", and actively cooperates with street offices, associations and other channels to convey the latest policies and accurately meet the needs of enterprises through joint live broadcasts, joint promotion meetings and joint visitsOpen up the flow of information. Especially for small and micro customers, according to their anti-risk ability and business characteristics, we provide a variety of wind supplement products such as Ningchuang Loan, Ningchuang Dan, and Su CreditOpen up the service flow,Multi-dimensional support for high-quality and steady growth of enterprises. Up to now, Nanjing Branch has carried out nearly 300 live broadcasts, conducted more than 200 joint visits, issued nearly 500 loans for provincial and municipal wind subsidy products, 7,781 small and micro loans, and 7,911 private enterprise loans, accounting for more than 93% of the number of corporate loan customers.
Technology empowered, keeping pace with the times, and the advantages are more prominent. As one of the first banks to access the "Ningchuang Loan" platform in Nanjing, the branch has launched the policy of "full exemption of value-added tax on loan interest income", "renewal of loan without principal repayment" and "7 reduction and exemption" of special service fees while helping enterprises to realize the online declaration of subsidiesreduce the cost of corporate financing; At the same time, combined with the differentiated needs of local private enterprises, we will build a smart empowerment system composed of four "homes" of "chambers of commerce, associations, parks, and properties", and three platforms of "better life platform" and "Bobo Zhizhi", and continue to exploreProfessional, digital and platform-based financial service model.
The year 2024 marks the 75th anniversary of the founding of the People's Republic of China, a crucial year for the implementation of the 14th Five-Year Plan, and a year of struggle for financial assistance to the economy to recover in an all-round way. Bank of Ningbo Nanjing Branch will continue to stimulate the vitality of the real economy with the power of financial good, nourish the vigorous growth of the private economy, and add new strength to the new practice of promoting Chinese-style modernization in Nanjing.
Correspondents: Yao Qian, Yang Yucheng, Bi Ran.