The suspension of non-counter transactions is not necessarily frozen by the public security organs, and the reason why the bank card is frozen is usually because it touches the bank's risk control system or involves illegal and criminal activities.
With regard to the suspension of non-counter transactions, this usually refers to a risk control measure that the bank has put in place on the account. When the bank's internal systems detect abnormal transactions or are required by the public security authorities, such measures may be taken on specific accounts to prevent further potential risks. If the account is frozen by the public security authorities, it means that there may be a judicial investigation, such as the investigation of suspected criminal activities.
There are several reasons for suspending off-counter trading, including the following:
1. If the user has not used the bank card for more than half a year, the bank will automatically set the card as a dormant account and freeze the function of the card.
2. Expired or incomplete ID card information: The information kept by the bank includes name, address, ID card, etc. If the information is incomplete, does not match the real identity or the certificate is expired, the bank may restrict the transaction.
3. The account is involved in the case: If the tax evasion or financial fraud account determined by the public security department cannot be unfrozen in the bank, the user needs to consult the corresponding judicial department to grasp the problems existing in the personal bank account.
4. The mobile phone number reserved by the bank card is not his/her own: Regardless of the mobile phone number, the bank has the responsibility to verify the use of the reserved mobile phone number to prevent the user from needing to provide proof of kinship with the family before lifting the restriction.
5. Abnormal flow triggers the bank's risk control system: temporarily freezes some functions.
6. Participating in illegal acts such as online gambling, money laundering, running points or virtual currency transactions: In order to investigate and collect evidence, the case-handling authorities temporarily restricted the normal use of the account.
7. Funds have been exchanged with illegal accounts: The account is temporarily frozen due to illegal and criminal acts in the other party's account.
In summary, if your account is suspended for non-counter transactions, it is recommended to contact your bank as soon as possible to find out the specific reason. If it is triggered by the bank's risk control system, you may need to explain the transaction situation clearly; If the public security organ freezes, it is necessary to cooperate with the judicial investigation and apply for unfreezing in accordance with the relevant procedures.