Speaking of "disconnected housing", many people may have heard of it, but not many people may have really experienced it. As a life sharing blogger, I have also encountered such a situation, so today I want to talk to you about the topic of housing interruption.
At that time, my wife and I had just gotten married and were about to buy our first home. We had our eye on a two-bedroom apartment in the city, which was not cheap, but considering the future development, we decided to grit our teeth and buy it. The down payment is scraped together, and the monthly mortgage is also the limit of our two young people. But the good times didn't last long, and as the global economic situation changed, my job went wrong and my income plummeted. At the same time, the interest rate on bank loans has also been raised, and the pressure on housing loans every month has become even greater. Under such circumstances, we had to make a difficult decision - to cut off supply.
To be honest, the days of the supply cut are not easy. We not only have to face bank dunning** and door-to-door collection, but also endure the discussion and accusations of relatives and friends. During that time, we often suffered from insomnia, anxiety, and even the idea of selling our house. But fortunately, we didn't give up. We are actively looking for solutions, such as negotiating with the bank to extend the repayment period, borrowing money from relatives and friends, etc. In the end, with our unremitting efforts, we were able to successfully overcome that crisis.
Looking back on that experience, I deeply realized that in the face of various challenges and difficulties in life, we cannot give up easily. As long as you face the problem bravely and actively look for solutions, there will always be a bright day. At the same time, I also recommend that you must fully consider your financial strength and future development status before buying a house to avoid falling into a similar predicament.
Finally, I would like to say that there is nothing to be ashamed of or unspeakable about. In real life, many people have encountered similar dilemmas. We must learn to face up to problems, face difficulties bravely, and believe that as long as we do not give up and are not discouraged, we will always find a solution. At the same time, it is also hoped that banks and relevant departments can give more help and support to those who have broken their supply and tide over the difficulties together.