With the acceleration of China's aging process, the financial risks faced by the elderly are becoming increasingly serious. Since the implementation of the "personal pension" policy, all kinds of fraud have been common, among which the provision of "pension services", investment in "pension projects", sales of "pension products" and other names are particularly rampant. In order to improve the anti-fraud awareness and self-protection ability of the elderly, Chongqing Xiaomi Consumer Finance is referred to as "Xiaomi Consumer Finance", and actively participates in the battle to maintain the financial security and legitimate rights and interests of consumers of elderly consumer groups.
Xiaomi Consumption Gold provides an in-depth analysis of the common fraud traps of the elderly. Under the banner of providing pension services, some criminals use projects such as investment in pension bases, tourism inspections, and pre-sale of pension beds as bait to deceive elderly customers into visiting and playing in so-called pension bases and welfare homes, and induce them to illegally raise funds with beautiful blueprints. In addition, some criminals take advantage of the elderly's curiosity about emerging financial concepts and the psychology of pursuing profits, and attract them to invest with rhetoric such as limited issuance and peerless collections, or use concepts such as overseas equity and angel investment to confuse the public and induce the elderly to buy fake products. There are also some lawbreakers who take advantage of the elderly to pay attention to health preservation, and sell fake health products and medicines to them under the guise of giving away eggs, fruits, and small household appliances for free. These scammers exaggerate the efficacy of the product, and the elderly buy useless health supplements, thus committing fraud. In addition, some travel agencies attract the elderly to participate in group tours with the gimmick of low-cost travel and free travel, but arrange various shopping links in the process of travel, or reduce accommodation and dietary standards, or exclude paid attractions, and sell goods to the elderly at many times higher than the market price. What's more, lawbreakers pretending to be public prosecutors and law enforcement personnel forged relevant certificates and documents, took advantage of the elderly's weak legal awareness and panic psychology, and their concern for their children, claiming that they would be arrested and that they would have to pay security funds and other means to defraud the elderly of their money. There is also a kind of ** known as "twilight love", for single elderly people, after developing into online dating through the Internet, they make up various reasons to ask for money, and then block the other party to complete the fraud. Xiaomi Consumer Finance has always attached great importance to the protection of consumer rights and interests. Continuously output consumer protection knowledge through various channels, in various forms and interesting; On the other hand, "anti-fraud" propaganda is continued to be carried out in the form of hall lectures, LEDs, and TV screens. Conduct face-to-face publicity and interaction on anti-fraud and financial services that elderly consumers are concerned about, and remind the elderly to learn to identify fraud routines. In the future, Xiaomi Consumer Finance will continue to pay attention to the elderly group, strengthen publicity and guidance, strengthen risk warning, and help elderly consumers cover their "pension wallets" and keep their pension money.