Unknowingly, I have been in the market for nearly 10 years, and I am working in related industries, and I think I have some knowledge of investment, so I have recently begun to plan to write a **related series - vernacular**.
The purpose is also very simple, on the one hand, it is regarded as the combing and consolidation of knowledge, and the output is forced to be imported; On the other hand, I hope that there will be like-minded people to discuss and learn from each other and make progress together. This series is about talkingThemeYes
What is, the characteristics of various types of investment and the investment target behind it, how to formulate the income target of investment, how to choose the right variety, how to choose a reliable manager, when to buy and when to sell, and the long-term thinking of investment.
* There are risks, and investment needs to be cautious - under the repeated friction of the "3000" point of the eternal theme of big A in recent years, I think many people have a deeper understanding of this sentence.
In the face of the curse of "falling as soon as you buy, and rising as soon as you sell", many people turned their attention to ** after being in pain.
But have you noticed a dramatic phenomenon: **The market is easy to make money** always has the following characteristics: others buy**.
I just sold it.
Spent 10 bucks to try the water**.
I added "optional" but didn't buy it.
Why is this happening? The core is three points:
Not clear, what's not clear? The investment income target is not clear, the investment object is not clear, and the self is not clear - there is no risk adaptation thinking, and it is not clear what kind of investment target is suitable for you;
I don't know how to choose, I don't have my own core selection logic, I blindly follow the trend, and I don't even know what I bought except for the net worth loss;
I can't hold it, the holding time is too short, I always want to buy it today and earn it tomorrow, and the probability of making money is like flipping a coin.
So how can we achieve a reasonable risk adaptation? How to choose the best **? How can I hold it? The answer is two words: learning.
What we put into it is real gold**, take a moment to learn and understand that it is a responsible performance of your own wallet, and do not fight unprepared battles.
Seriously, seriously and concisely, it is a collective investment method that brings together the funds of many investors to form an independent property through the sale of ** shares, entrusts ** manager for investment management, ** custodian for property trusteeship, and shares investment income and investment risk by investors, which is a way to indirectly manage money through **manager**.
*A rough pattern is shown below, you can take a look:
Of course, since the word "popular" is used, let's talk about what ** is for example.
Suppose there are two people, Xiao A and Xiao B, have a sum of money and want to invest in bonds, **, etc., the goal is to preserve value, and it would be better if it could appreciate.
But they didn't have the energy or expertise themselves, so they thought of partnering with 10 other people to invest and hire an investment master to increase their investment.
In the future, no matter how much money is made or lost, these more than 10 investors need to bear according to their own proportions, and there is no half-dime relationship with this investment master, who made them believe in the level of investment masters at that time?
But in this process, if more than 10 investors negotiate with investment experts at any time, is it not chaotic? So he recommended one of the most knowledgeable little C as the leader to do this.
There are two problems here.
First: Little C said why should I help you do this exhausting thing? I've got to have something good, right? As a result, small C needs to charge a certain management fee, regardless of whether it is lost or earned.
Second: People's hearts are separated from their stomachs, what if Xiao C runs away with this money? In order to solve this problem, a fourth person, Xiao D, appeared on the scene, and he came to take charge of the custody of the money. At this time, Xiao D spoke again: Such a thankless thing, are you not allowed to express it? So these transparently need to pay a custody fee to Xiao D.
The above model is a kind of partnership investment and financial management model, if this model is magnified hundreds of times thousands of times, then it is our common investment.
The small A and small B we mentioned above are the investors, the leader small C is the **manager (**company), the investment master hired by small C is the **manager, and the small D is the **custodian (bank).
The ** company in daily life is the lead operator of this kind of partnership investment - * manager.
In order to ensure the safety of the assets of our partnership and not to be secretly misappropriated by the company, the China Securities Regulatory Commission stipulates that the assets of the company cannot be placed in the company, and the company and the manager are only responsible for trading operations and cannot touch money.
To find a person who is good at this and has high credit in charge of bookkeeping and money management, this role is of course the bank. Therefore, these ** assets are placed in the bank management account for bookkeeping, which is called ** custody.
Therefore, relatively speaking, ** assets only have the risk of being lost due to the poor operation of those masters, and there is basically no risk of being stolen. Although this article is a little thinner for the dry goods of **, it tells the question of "what", but I hope you can know the relationship between the various characters behind ** after reading it. **Homonymous.
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