The payment of pension by social personnel usually refers to the payment process of participating in the basic pension insurance. In China, basic old-age insurance is divided into two categories: basic old-age insurance for urban workers and basic old-age insurance for urban and rural residents. The upper and lower limits of contributions are set by the local** based on factors such as the average local social wage level and may be adjusted annually.
Taking the basic endowment insurance for urban workers as an example, individuals and units jointly bear the responsibility of payment. The contribution base of an individual is usually the average monthly salary of the individual in the previous year, but there is an upper and lower limit for this base. If the individual's salary is lower than the minimum contribution base (lower limit) stipulated by the local government, the contribution shall be made according to the lower limit; If it is higher than the maximum contribution base (upper limit), the upper limit will be paid. The payment base of the unit is the total salary of the employees of the unit.
For example, let's say that the lower limit of the pension insurance payment base in a city in 2021 is 342911 yuan, the upper limit is a higher value (the specific value needs to be determined according to local policies). If Xiao Zhang's monthly salary is 4,000 yuan, then his payment base is 4,000 yuan. If Xiao Zhang's monthly salary is 2,500 yuan, which is lower than the lower limit, then his contribution base is 3,429$11. If Xiao Zhang's monthly salary is 20,000 yuan, which is higher than the upper limit, then his contribution base is the upper limit.
In terms of the contribution ratio, individuals usually need to contribute a certain percentage of their salary, such as 8%. Units are required to pay a higher rate, such as 20%. The exact percentage will vary depending on local policies.
For example, if Xiao Zhang's monthly salary is 4,000 yuan and the personal contribution ratio is 8%, then the monthly pension insurance premium he needs to pay is 4,000 * 8% = 320 yuan. Units need to pay 4000 * 20% = 800 yuan. In this way, Xiao Zhang's pension insurance account will increase by 1,120 yuan per month.
Please note that the above examples are for reference only, and the specific payment base, proportion and amount need to be determined according to the latest local social security policy. It is advisable to consult your local social insurance agency for the most accurate information.