Foreword: In 2024, retirement will become manylifeimportant nodes. Pensionas an economylifeAn important part of the unit, in addition to the monthly fixed onePensionsIn addition, there are some one-time payments available for collection. These payments will have a direct impact on post-retirementlifequality and security. Let's dive into the one-time amount that can be received when handling retirement, and how to reasonably plan to use this fund.
Pensionssystem, personal accountsPensionsIt's an employeePensionsimportant components. When you retire in 2024, you can choose to receive the savings accumulated in your personal account in a lump sum or distribute them monthly. This amount depends on the number of years the individual has paid and the amount of contributions, which is important for the promotion after retirementlifeLevel is crucial.
Expansion: The amount of personal account storage reflects the contribution made by the individual to the pension in the working life, which is a due return. This lump sum can be used to fulfill some long-unfulfilled dreams, such as traveling, studying, etc. At the same time, some of the funds can also be considered for useInvestment and financial managementfor the futurelifePlan for more possibilities.
In addition to the foundationPensionsoutside,Supplementary pension insuranceFunds are also one-time payments that can be withdrawn. This part of the funds can usually be withdrawn in a lump sum at the time of retirement, which is after retirementlifeProvide a higher level of economic security.
Expanding:Supplementary pension insuranceThe amount of a lump sum is often more than the basisPensionsMore lucrative, which gives retirees more options. Consider dedicating a portion of it to improvementlifeQuality, e.g. home repairs, improved medical protection, etc. Of course, some of the funds can also be considered for inheritance and retention to provide more support for future generations.
(1) Enterprise annuity
Employees who participate in an enterprise annuity plan can receive an enterprise annuity when they retire. This fund is jointly paid by units and individuals, and is aimed at improving the number of employees after retirementlifeLevel.
Expansion: The lump sum payment of the enterprise annuity can be retirementlifeAdd an extra layer of protection that can be used to improvelifequality, the realization of personal wishes, etc. For those who haveStart a businessDream people, this fund can also be used as:Start a businessof start-up capital to create retirementlifeA whole new chapter.
1. Occupational annuity
People in certain industries may also be entitled to occupational pension benefits. An occupational pension is an additional benefit designed to reward these individuals for their contributions and years of service in a particular industry. When you retire, you may also choose to receive this part of the funds in a lump sum.
Expansion: The one-time receipt of occupational annuity reflects the individual's efforts and contributions in a specific industry, and is an affirmation of his or her career. This money can be used to fulfill personal wishes, pass on cultural heritage, etc., for retirementlifeAdd more color.
2. One-time bonus
Some units will give employees a one-time incentive when they retire as a recognition of their work performance and contributions. Although it is not universally required, if you are lucky enough to receive this benefit, you will retirelifeAdd a touch of surprise.
Expanding: The one-time incentive is the best reward for the hard work of retirees over the years, and it is also a kind of gratitude from the unit to the employees. This money can be used for improvementslifequality, fulfillment of wishes, etc., for retirementlifeIt adds a lot of color. In the face of this additional gift, retirees can remember to cherish it with their hearts and reflect the meaning of the reward.
Summary: When you retire in 2024, except for the monthlyPensionsIn addition, there are some one-time payments that can be received, such as personal account storage amountsSupplementary pension insurance, enterprise annuity, occupational annuity and one-time incentive. Proper planning and use of this one-time fund can be used for retirementlifeAdd a lot of color and realize more dreams and aspirations. I hope that every retiree can arrange wiselyPensionto enjoy a fulfilling and secure retirementlife。May everyone be in retirementlifeHappiness and contentment.